Senior Officer, Credit Approval, Risk Management Group

Risk Management Group works closely with our business partners to manage the bank's risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure.

Job Purpose

• To give effective credit support for meeting the business targets
• To frame the lending policy framework, processes and workflow, assist in setting up the mortgages business in India
• To approve credit applications as per DOA judiciously
• Ensuring that quality of Bank's exposure in India is acceptable at all time
• Provide guidance to the team of relationship managers on areas of policy and processes

Key Accountabilities

Job Duties And Responsibilities

Requirements

Core Competencies

Technical Competencies

Work Relationship

Good working relationship with Consumer Banking Relationship team, Consumer Operations, other product teams, RBI inspectors, regulators, and other external agencies.

Primary Location

India-Tamil Nadu-Nagercoil

Job

Risk Management

Schedule

Regular

Job Type

Full-time

Job Posting

Jun 16, 2025, 4 : 34 : 47 PM

Skills Required

Vendor Management