An Opportunity to Work with One of Indias Leading Credit Card Tech Innovators BOBCARD (A Bank of Baroda Subsidiary)
Education : BE / B.Tech, BCA / MCA, BSc / MSc in Computer Science, IT, or related field.
Experience : 38 years
Industry Experience : BFSI, Fintech, Digital Payments, or Product Management in a Tech-driven organization
Location : Goregaon, Mumbai (5 days' from Office)
Role Overview :
As an Assistant Manager Product Owner , you will play a key role in defining and delivering innovative digital banking and credit card solutions. You will work closely with business, technology, UX / UI, and data teams to shape product strategy, drive feature development, and ensure seamless user experiences. This role requires a strong understanding of customer needs, digital product development, and Agile methodologies to bring new products and features to market efficiently.
Technical Skills & Experience :
Product Management & Agile Frameworks :
- Agile, Scrum, Kanban methodologies
- Backlog management tools : JIRA, Confluence, Trello
- Wireframing and prototyping tools : Figma, Adobe XD, Balsamiq
Digital Banking & Payments Expertise :
Experience with credit card lifecycle management, digital wallets & payment gatewaysKnowledge of API-based banking and Open Banking frameworksUnderstanding of AI-powered hyper-personalization in financial servicesData Analytics & AI :
Google BigQuery, Tableau, Power BI for product insightsAI-driven customer segmentation and behavior analyticsA / B testing and funnel optimization techniquesSecurity & Compliance :
API Security (OAuth, OpenID, JWT)Compliance with PCI-DSS, RBI IT Security Guidelines, and GDPRFraud detection techniques using AI and machine learningPreferred Qualifications & Emerging Skills :
Experience in embedded finance and Open Banking API ecosystems.Exposure to low-code / no-code platforms for rapid product iteration.Understanding of blockchain for secure transactions and identity verification.Familiarity with AI-driven predictive analytics for customer engagement.Soft Skills & Competencies :
Strong analytical and problem-solving skills.Excellent stakeholder management and communication skills.Ability to translate business needs into clear technical requirements.Passion for customer-centric digital innovation in financial services.Key Responsibilities :
Product Strategy & Roadmap Execution :
Define the product vision, strategy, and roadmap aligned with business objectives.Collaborate with business stakeholders, developers, and designers to create innovative credit card features and digital banking solutions.Prioritize features based on customer needs, market trends, and business impact.Ensure seamless integration of digital products with payment systems, AI-driven personalization, and fraud detection tools.Agile Product Development & Delivery :
Own and manage the product backlog, writing clear and actionable user stories and acceptance criteria.Work closely with technology teams to ensure smooth and efficient product development cycles.Drive Agile best practices, ensuring continuous iteration and improvement of digital products.Lead sprint planning, daily stand-ups, and sprint reviews to track progress and resolve roadblocks.User Experience & Innovation :
Enhance customer experience through AI-driven personalization, voice-enabled banking, and chatbot integration.Collaborate with UX / UI teams to design intuitive and engaging digital interfaces.Optimize digital journeys to improve onboarding, transactions, and self-service capabilities.Data-Driven Decision Making :
Leverage data analytics and AI to gain insights into customer behavior and refine product features.Track and analyze KPIs, product performance, and user feedback to drive continuous improvements.Conduct A / B testing & iterate on product features to enhance adoption & engagement.Compliance & Risk Management :
Ensure adherence to RBI guidelines, PCI-DSS, GDPR, and other regulatory standards.Work with risk and compliance teams to implement secure, fraud-resistant digital experiences.Maintain best practices for API security, data privacy, and identity verification.(ref : hirist.tech)
