Roles and Responsibilities :
Credit Evaluation & Compliance :
- Evaluate customer creditworthiness, set credit limits, and ensure full KYC compliance.
- Conduct periodic credit reviews and risk assessments in collaboration with internal stakeholders.
Receivables Monitoring & Collection :
Monitor outstanding receivables and proactively follow up on overdue accounts.Coordinate with legal teams and external collection agencies for dispute resolution and recovery.Reporting & Reconciliation :
Prepare and maintain MIS reports including aging analysis, DSO, and collection trends.Perform regular account reconciliations and resolve payment discrepancies.Stakeholder Coordination :
Conduct and participate in regular credit review meetings with sales, operations, and finance teams.Serve as the single point of contact for credit and collections-related issues.Compliance & Audit Support :
Ensure compliance with GST, TDS, and other statutory requirements in all credit-related transactions.Support internal and external audits by preparing necessary documentation and reports.Order-to-Cash (O2C) Process :
Collaborate across departments to streamline the end-to-end O2C process and ensure smooth order releases.Key Requirements :
Experience : 3 to 8 years in credit control, collections, or receivables management.Education : Bachelor's degree in Commerce, Finance, Accounting or related field. (MBA / CA Inter preferred)Skills :
Strong knowledge of credit analysis, financial evaluation, and risk assessment.Proficient in MS Excel and familiar with ERP systems (e.g., SAP, Oracle, Tally).Experience in legal recovery processes, compliance management, and dispute handling.Ability to work collaboratively across departments and communicate effectively.Detail-oriented with strong problem-solving and decision-making skills.Preferred Attributes :
Knowledge of industry-standard credit risk models and financial ratiosPrior experience in handling high-volume receivables and large customer portfoliosFamiliarity with tools like Power BI, Tableau (for MIS reporting) is a plusWhy Join Us?
Opportunity to work in a dynamic and growth-oriented environmentExposure to end-to-end credit and collection managementCollaborative work culture with cross-functional learning opportunities(ref : iimjobs.com)