JOB DESCRIPTION
Position title : Credit Analyst
Location : Mumbai
Purpose of the Job : Credit Underwriting
Key responsibilities :
- Conduct comprehensive credit evaluation of new and existing clients in the high yield private credit space
- Identify potential risks and provide recommendations to mitigate them.
- End to end deal closure including finalization of the transaction structure, term sheet negotiation and legal documentation
- Monitoring existing portfolio investments
- Interacting with the company management on a periodic basis
- Preparing internal / external notes / updates / presentation
- Work closely with internal and external stakeholders to support business goals
Behavioral Competencies :
Ability to assume responsibility for end-to-end transaction turnaroundManaging the tight timelines without diluting the rigour of analysisRole Specific Competencies :
Strong experience in evaluating various businesses, managements and transaction structuresDetailed oriented in approach to business and financial evaluationKeen interest in constant learning of various business model, industry dynamics and transaction structuresAbility to handle complex transaction structure.Ability to turnaround transactions under tight timelines without compromising on rigorAbility to bring new perspectives / knowledge base in discussionsFormal Qualifications / Prior Work Exp :
Strong experience in structured / high yield transactions including both opco / hold co structuresMinimum experience of 1-2 years in the relevant domain (including NBFCs / Credit AIFs)Qualifications in finance domain including CA / CFA / PGDM (Finance) is added advantage