Apollo Finvest :
Apollo Finvest is a publicly listed NBFC, pioneering 100% digital loans in India with zero manual intervention.
We specialize in unsecured personal loans and partner with fintechs and NBFCs to build innovative lending models like FLDG, co-lending, and business correspondence (BC).
We are looking for a Chartered Accountant with deep experience in digital lending who can own and scale our finance operations, portfolio health tracking, and financial reporting.
Key Responsibilities :
Loan Book & Portfolio Management
- End-to-end oversight of Apollo Finvests loan book across direct sourcing, co-lending, and BC partnerships.
- Build and maintain real-time dashboards to monitor loan book performance (NPA %, PAR, collections efficiency, etc.
- Ensure accurate reconciliation of all loans (direct and partner-sourced) with bank statements, LMS, and accounting systems.
FLDG & Partnership Management
Lead financial evaluations and ongoing monitoring of fintech partners with FLDG arrangements.Track and reconcile FLDG coverage, defaults, and recoveries.Manage co-lending and BC partnerships, including financial diligence, cash flow alignment, and MIS integration.Evaluation & Due Diligence of NBFCs / Partners
Conduct in-depth financial and risk analysis of NBFCs or non-NBFC entities for potential partnerships.Review promoter background, financial health (CAR, GNPA / NNPA, ALM), audit reports, and compliance status.Prepare recommendation reports for partnerships and investment decisions.Financial Reporting & Compliance
Prepare accurate and timely financial statements for Apollo Finvest (quarterly / annual), ensuring compliance with all SEBI and RBI regulations.Oversee statutory audits, internal audits, and RBI inspections.Manage tax planning, GST compliance, and other regulatory filings.Automation & Process Optimization
Work closely with the product team to automate reconciliation, reporting, and financial processes.Drive integration of finance dashboards into the loan management system (LMS) for real-time portfolio and risk visibility.Identify opportunities for automation in financial reporting and portfolio monitoring.Strategic Financial Planning
Prepare monthly MIS reports, cash flow forecasts, and portfolio analysis to support strategic decision-making.Collaborate with the leadership team to improve margins, reduce defaults, and optimize lending operations.Evaluate ROI and financial performance of all lending partnerships and products.Key Skills & Experience :
Must be a Chartered Accountant (CA) with 5+ years of experience, preferably in digital lending or fintech-NBFC models.Strong experience with unsecured personal loans and FLDG models in co-lending and BC partnerships.Deep knowledge of NBFC operations, RBI compliance norms, and financial reporting requirements for publicly listed companies.Hands-on experience in loan reconciliation, portfolio health tracking, and real-time dashboards.Proven track record of due diligence of NBFCs and fintech companies.Mindset of automation and process innovation, with experience working with product / tech teams.Strong analytical skills, with expertise in financial modeling and KPIs (NPA %, PAR, interest yield, etc.Proficiency in Tally, Excel (advanced), and familiarity with ERP / LMS systems.Traits We Value :
Strategic thinker : Can link financial insights with business strategy.Problem solver : Finds automation-driven solutions to manual finance tasks.Tech-savvy : Understands data flows between finance, LMS, and partner systems.Ownership mindset : Takes full accountability for financial health and reporting.(ref : iimjobs.com)