Credit Manager

Job Description

• Position Deliverables
• Define the product and processes to enable lending to Small Commercial Vehicle first time owners and fleet owners
• Driving the sales training, credit appraisal, decisioning, disbursement, loan operations, loan monitoring, vehicle monitoring, audit and compliance
• Setting up program parameters across different product and partner program
• Source and manage field investigation and audit agencies and electronic verification providers
• Managing portfolio risk across partners, OEMs, cities and product segments.
• Leveraging technology and OEM partnerships to develop market leading credit risk monitoring models
• Support city rollout and partner onboarding and collection best practice development
• Developing and managing the credit and operations team

You Must Have

Requirements

About You

Requirements

Proven experience in sales and collections, preferably in the CV industry. Strong knowledge of Commercial Vehicles, especially 3-wheeler loaders and passenger vehicles. Excellent negotiation, communication, and interpersonal skills. Ability to work independently and manage a large area of responsibility. Strong organizational skills with a focus on meeting deadlines. Proficiency in Microsoft Office and CRM software. Willingness to travel extensively within the assigned region.