Description
We are seeking a highly skilled US Mortgage Underwriting Analyst to join our growing team. The successful candidate will be responsible for analyzing and underwriting mortgage loans in accordance with company policies and procedures. The ideal candidate must have a minimum of 2-6 years of experience in US mortgage underwriting and a strong understanding of underwriting guidelines and regulations.
Responsibilities
- Analyze and underwrite mortgage loan applications in accordance with company policies and guidelines
- Evaluate borrower's creditworthiness, income, and assets to determine loan eligibility
- Ensure compliance with underwriting guidelines, regulations, and investor requirements
- Review and analyze documentation such as income, assets, credit reports, and property appraisals
- Communicate underwriting decisions to loan processors and loan officers
- Provide excellent customer service to internal and external customers
Skills and Qualifications
Bachelor's degree in finance, business, or related fieldMinimum of 2-6 years of experience in US mortgage underwritingStrong understanding of underwriting guidelines and regulationsKnowledge of FHA, VA, and conventional loan programsAbility to analyze complex financial documents and make sound decisionsExcellent communication and interpersonal skillsDetail-oriented with strong organizational and time management skillsAbility to work in a fast-paced, deadline-driven environmentProficient in Microsoft Office and mortgage underwriting softwareSkills Required
Auditing, Risk Assessment, Compliance, Mortgage, Financial Analysis, Documentation, Underwriting, Analysis, Credit Analysis, Loan Processing