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Senior Finance Manager

Senior Finance Manager

Apollo FinvestMumbai, India
30+ days ago
Job description

Job Title :

Senior Finance Manager

Location :

Mumbai (On-site as required)

About Apollo Finvest :

Apollo Finvest is a publicly listed NBFC, pioneering 100% digital loans in India with zero manual

intervention. We specialize in unsecured personal loans and partner with fintechs and NBFCs to

build innovative lending models like FLDG, co-lending, and business correspondence (BC). We

are looking for a Chartered Accountant with deep experience in digital lending who can

own and scale our finance operations, portfolio health tracking, and financial reporting.

Key Responsibilities :

1. Loan Book & Portfolio Management

  • End-to-end oversight of Apollo Finvest’s loan book across direct sourcing, co-lending,

and BC partnerships.

  • Build and maintain real-time dashboards to monitor loan book performance (NPA %,
  • PAR, collections efficiency, etc.).

  • Ensure accurate reconciliation of all loans (direct and partner-sourced) with bank
  • statements, LMS, and accounting systems.

    2. FLDG & Partnership Management

  • Lead financial evaluations and ongoing monitoring of fintech partners with FLDG
  • arrangements.

  • Track and reconcile FLDG coverage, defaults, and recoveries.
  • Manage co-lending and BC partnerships, including financial diligence, cash flow
  • alignment, and MIS integration.

    3. Evaluation & Due Diligence of NBFCs / Partners

  • Conduct in-depth financial and risk analysis of NBFCs or non-NBFC entities for potential
  • partnerships.

  • Review promoter background, financial health (CAR, GNPA / NNPA, ALM), audit reports,
  • and compliance status.

  • Prepare recommendation reports for partnerships and investment decisions.
  • 4. Financial Reporting & Compliance

  • Prepare accurate and timely financial statements for Apollo Finvest (quarterly / annual),
  • ensuring compliance with all SEBI and RBI regulations.

  • Oversee statutory audits, internal audits, and RBI inspections.
  • Manage tax planning, GST compliance, and other regulatory filings.
  • 5. Automation & Process Optimization

  • Work closely with the product team to automate reconciliation, reporting, and financial
  • processes.

  • Drive integration of finance dashboards into the loan management system (LMS) for
  • real-time portfolio and risk visibility.

  • Identify opportunities for automation in financial reporting and portfolio monitoring.
  • 6. Strategic Financial Planning

  • Prepare monthly MIS reports, cash flow forecasts, and portfolio analysis to support
  • strategic decision-making.

  • Collaborate with the leadership team to improve margins, reduce defaults, and optimize
  • lending operations.

  • Evaluate ROI and financial performance of all lending partnerships and products.
  • Key Skills & Experience :

  • Must be a Chartered Accountant (CA) with 5+ years of experience, preferably in
  • digital lending or fintech-NBFC models.

  • Strong experience with unsecured personal loans and FLDG models in co-lending
  • and BC partnerships.

  • Deep knowledge of NBFC operations, RBI compliance norms, and financial reporting
  • requirements for publicly listed companies.

  • Hands-on experience in loan reconciliation, portfolio health tracking, and real-time
  • dashboards.

  • Proven track record of due diligence of NBFCs and fintech companies.
  • Mindset of automation and process innovation, with experience working with
  • product / tech teams.

  • Strong analytical skills, with expertise in financial modeling and KPIs (NPA %, PAR,
  • interest yield, etc.).

  • Proficiency in Tally, Excel (advanced), and familiarity with ERP / LMS systems.
  • Traits We Value :

  • Strategic thinker : Can link financial insights with business strategy.
  • Problem solver : Finds automation-driven solutions to manual finance tasks.
  • Tech-savvy : Understands data flows between finance, LMS, and partner systems.
  • Ownership mindset : Takes full accountability for financial health and reporting.
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