Credit Manager- Working Capital

Role & responsibilities

• Appraises / recommends / approves credit proposals as per the delegation of authority.
• Reviews delinquent cases and document learnings / portfolio reviews for risk management.
• Conducts process audits and reports delinquencies and anomalies.
• Recommends changes to policy / process based on local nuances / competitor feedback.
• Implements system integration plans.
• Monitors NPA and keeps a track of it.
• Ensures field customer visits for PD and deliveries within agreed TAT.
• Managing all CPA's(credit processing associates) and provide them adequate policy, process training for smooth operations with in the Risk Team.
• Ensures maintenance of Portfolio for the bank.
• Makes customer visits wherever required to ensure appropriate closure of the deal

Skills Required

Credit Appraisal, Risk Assessment, delinquency management , Policy Formulation, System Integration