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Relationship Manager (Emerging Corporates) - Hiring For a Bank

Relationship Manager (Emerging Corporates) - Hiring For a Bank

Skill Ventoryludhiana, India
1 day ago
Job description

Roles and Responsibilities Job Purpose

The role holder is responsible for acquiring and providing support to the clients in the high octane middle market segment Rs. -0 crore turnover), offering them entire suite of bank products

1)Revenue Generation

Achieve Banks objective in terms of earnings, assets, liabilities, credit quality etc. as per agreed budgets / targets from client relationship across all product groups

2) Relationship Management

  • Seek and acquire new client relationships by understanding the customers financial needs and provide suitable solutions in terms of providing bank products and services
  • Manage the client relationships by handling activities ranging from identifying clients financial needs, advising, structuring the deal, preparing the terms and conditions and closing the deal
  • Assess banking needs and risks for clients and manage client relationships accordingly to optimize risk-reward for the Bank

3)

Communication / PR of Bank’s products

  • Undertakes brand communication initiatives for designated products
  • Communicates product positioning messaging that differentiates Bank’s products in the market
  • 4)

    Market Research

  • Illustrates understanding of consumers, competition and current market conditions through primary and secondary research
  • 5) Credit Appraisal

  • Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions
  • 6) Documentation and Compliance - To maintain high quality standards of documentation, client communication, process compliance, ongoing basis with product partners / OSD / Risk Management and other Relationship Management group

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    Relationship Manager • ludhiana, India

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