Credit Analyst

Job Title : Credit Analyst – Management Trainee

Department : Funding

Location : Bhubaneswar

Agreement : 2 Years

About the Role

We are seeking a

Credit Analyst – Management Trainee

to join our Funding Department. The role involves analyzing financials of prospective partners, lenders, and investment opportunities to support internal funding activities and decision-making.

Key Responsibilities

Conduct credit analysis for funding opportunities by reviewing financial statements, projections, and business models.

Prepare detailed

credit appraisal reports

to support funding decisions.

Assist in structuring and evaluating funding proposals.

Perform due diligence on funding opportunities and validate financial data.

Monitor funded portfolios, including repayment schedules, compliance checks, and early warning signals.

Maintain MIS reports and documentation for all funding transactions.

Prepare presentations and reports for management review.

Keep updated with funding regulations, credit policies, and financial trends.

Qualifications

MBA in Finance (mandatory).

CA Inter or CMA Inter candidates preferred.

Strong understanding of

credit risk assessment, funding structures, and financial modeling .

Proficiency in MS Excel and analytical tools.

Good communication, reporting, and problem-solving skills.

Contractual Terms

The candidate must sign a

2-year service agreement .

If the candidate resigns before completion of the agreement, they will be liable to pay

4 months’ gross salary

to the company as compensation.

What We Offer

Direct exposure to credit analysis and funding activities.

Opportunity to work closely with the funding leadership team.

Structured career path with learning and growth opportunities in the finance domain.