Credit Risk Strategy Analyst

Job Description for Senior / Principal Analyst, Risk & Portfolio Mgmt (relevant experience : 2 - 4 years)

The finance industry has ignored billions of deserving individuals. We are a mission driven team of finance, analytics and technology professionals, focused on driving financial inclusion to serve the underserved across their credit, savings and financial needs.

This role will be accountable for the driving the credit policy decisions across the customer life cycle as well as drive the Lending Portfolio P&L KPIs both from ensuring acceptable risk performance as well as driving top line revenue targets by finding expansion opportunities across partner customer segments (banks and telcos).

What we look for :

• Passion for analytics : Should have solid understanding of cutting edge credit strategy leveraging data driven models. Should have hands on experience and track record of delivering projects in individual capacity.
• Process oriented : Should help in building a process that maximizes operating efficiency while maintaining risk across multiple lending cycles. There needs to be an obsession with collecting and analyzing data to drive business iterations and improvements.
• Stakeholder Management : Should have a track record of working with partners across functions internally as well as externally to build effective relationships and drive business deliverables.
• Willingness to go above and beyond : For start-ups the responsibilities and needs of the business change quickly. We're looking for someone who is not afraid to take on calculated risks and can deal with ambiguity.

Job Responsibilities :

Portfolio Strategy & Credit Policy

Portfolio Monitoring & Governance

Required Qualifications & Skills :

Hands on experience using SQL, Python and Pyspark SQL (Big Data Hadoop / Spark Stack) preferred

Previous exposure to MLalgorithms