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Credit Risk Analyst

Credit Risk Analyst

ConfidentialBengaluru / Bangalore
3 days ago
Job description

Job description :

  • Data is central to decision-making at Fi and our analysts play a major role in driving strategic decisions
  • Teams across functions from product and finance to tech and marketing collaborate with our analysts for insights to make informed decisions
  • Analysts at Fi work with data to craft compelling narratives towards decisions that take the product to the next level
  • Were all about the pursuit of making more intelligent and faster decisions at Fi through analytics
  • We take this endeavor very seriously while having fun creating value for ourselves and the organization

Roles and Responsibilities :

  • Conduct thorough credit assessments on loan applications, evaluating factors such as credit history, financial statements, and collateral.
  • Utilize statistical models and risk assessment tools to analyze creditworthiness and determine appropriate lending terms.
  • Monitor and manage credit exposure by identifying potential risks and implementing risk mitigation strategies.
  • Collaborate with internal teams, including underwriting and collections, to optimize credit processes and improve portfolio performance.
  • Stay updated on industry regulations and market trends to ensure compliance with relevant guidelines and best practices.
  • Prepare detailed reports and presentations summarizing credit risk metrics and performance indicators for senior management.
  • Participate in cross-functional projects aimed at enhancing credit risk management practices and driving business growth.

    • Some ideal things to have :

  • A passion for analytics, a love of what it is - tough, intriguing, never dull, always intellectually challenging and constantly demanding that you expand your skill set
  • Strong in first principle-thinking and applying analytics to real-life business problems
  • Can maintain a clear style of communication and is able to coordinate with people from different teams and backgrounds. Effective storyteller with the ability to connect the dots and explain the crux of a situation to the stakeholders
  • Ability to self-manage priorities and deliverables while working in a fast-paced, startup environment
  • A solid understanding of data structures and expertise with statistical data analysis such as linear models, multivariate analysis, stochastic models, sampling methods as well as scenario-based sensitivity analyses
  • Experience with one or more data programming languages (Python, R, SQL) and one or more visualization tool (Tableau, PowerBI, Qlikview, D3.Js )
  • Conduct every analysis with speed, quality and reliability

    • Skills Required

    Python, Sql, Powerbi, Tableau, Qlikview

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    Credit Risk Analyst • Bengaluru / Bangalore