Credit Risk Assessment Specialist

Opportunity Acuity is currently looking for dedicated and motivated individuals who have strong leadership, organizational and teamwork skills for its Lending Services team based in Gurgaon.

Notice Period : Immediate Joiners / 30 Days / 60 Days all can be considered for these roles!

Interested candidates can directly mail the resume to sapna.rani@acuitykp.com

Key Responsibilities

Spreading the financial statements in Moody’s CreditLens / nCino / client customized templates

Analyzing financial statement, performance, and trend analysis for assessing the credit worthiness of public and private companies

Going through the supplementary schedules, notes and MD&A for the detailed breakups and adjustments

Managing a portfolio of clients and handling rating assignments

Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures

Adhering to standard operating procedure & policies including compliance documentation

Maintaining strong relationship with the client

Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios, and other financial metrics

Screening the credit agreements and analyzing the financial covenants applicable to the borrower

Conduct detailed quality checks of client deliverables and provide necessary trainings to juniors

Essential Experience :

MBA (Finance) / CA (CPA equivalent) / CFA

Experience of 3-6 years in spreading and covenant monitoring & quality checks

Strong understanding of credit principles, policies, and regulations

Proficient in Advanced MS Excel

Excellent written and spoken communication skills

Experience of working for a US based bank will be an added advantage