Vice President, Product Lead, Gold Loan, Consumer Banking
ConfidentialMumbai, India6 days ago
Job descriptionDevelop a comprehensive gold loan product strategy focusing on market positioning, target segments, and competitive differentiation. Conduct market research and analysis to identify opportunities. Define product requirements and collaborate with cross-functional teams to ensure successful product development and launch. Prioritize features based on customer feedback and business objectives. Manage the product roadmap focusing on release schedule, feature prioritization, and product milestones. Monitor and analyze product performance metrics (revenue, profitability, customer acquisition / retention). Conduct competitive analysis to identify opportunities for product improvements. Develop go-to-market strategies, pricing models, and promotional campaigns. Manage product launches by co-ordinating with cross functional teams. Collaborate with engineering, UX / UI, and other teams ensuring timely and high-quality delivery of product features and enhancements Lead a team of product managers and setting objectives and evaluating performance. Build relationships with stakeholders (senior management, distribution teams, customer support). Serve as a gold loan product subject matter expert. Ensure compliance with regulatory requirements and industry best practices. Assess and manage product-related risks (credit, market, operational). Stay updated on regulatory changes and industry developments and make recommendations to implement. 10+ years of proven experience as a Product Manager / Senior Product Manager in the gold loan industry. Strong understanding of the gold loan market, customer segments, competitive landscape, and regulatory environment. Bachelor's degree in business, finance, or related field. MBA or equivalent preferred. Excellent analytical and problem-solving skills. Proven success in product development, revenue growth, and customer satisfaction improvement. Exceptional leadership and communication skills. Strong project management and organizational skills. Knowledge of compliance and risk management practices. Familiarity with agile methodologies and product management tools (a plus). Extensive inter-departmental coordination and teamwork.
Business Function
DBS provides a full spectrum of products and services to its retail customers, which includes deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage.
Job Purpose :
- Lead the growth and profitability of the bank's significant gold loan portfolio. Develop and execute strategies to enhance customer experience and drive product innovation. Requires deep gold loan industry knowledge, strong analytical and leadership skills.
- Manage the P&L for this significant asset portfolio.
Responsibilities :
Product Strategy & Development :
Product P&L & Lifecycle Management :
Cross-Functional Collaboration & Leadership :
Compliance & Risk Management :
Required Experience :
Preferred Qualifications :
Core Competencies :
Technical Competencies :
Work Relationships :
Skills Required
Market Research And Analysis, Project Management, Pricing Models, Agile Methodologies, Competitive Analysis
Create a job alert for this search
Vice President • Mumbai, India
Related jobs
- Promoted
Vice President - Product Implementation
Knight FinTechmumbai, maharashtra, in We are looking to onboard highly skilled individuals who are eager to take on cutting-edge challenges and join one of the fastest-growing FinTech companies in the Digital Lending / Treasury industry....Show moreLast updated: 30+ days ago
- Promoted
Vice President, Team Lead Treasures Private Client, Consumer Banking Group
ConfidentialMumbai, India As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realize their dreams and ambitions across 600 branches across the country.As a market leader in...Show moreLast updated: 6 days ago
- Promoted
Sr. Relationship Manager / Assistant Vice President - Trade Credit
Marshmumbai, maharashtra, in We are seeking a talented individual to join our.Marsh India Insurance Brokers Pvt Ltd.This role will be based in Mumbai.
This is a hybrid role that has a requirement of working at least three days ...Show moreLast updated: 23 days ago
- Promoted
- New!
Lead Generation Executive
APPIT Software Incdombivli, maharashtra, in We are seeking an experienced and dynamic.The ideal candidate will have hands-on experience in B2B lead generation, strong communication skills, and proficiency in CRM and outreach tools.This role ...Show moreLast updated: 13 hours ago
- Promoted
- New!
Chief Production Manager
Technocrats PlasmaVasai Virar, Maharashtra, India We’re Hiring – Chief Production Manager.Technocrats Plasma Systems Pvt.Are you an experienced engineer with a passion for precision manufacturing and leadership?.
Technocrats Plasma Systems Pvt.Indi...Show moreLast updated: 17 hours ago
- Promoted
Vice President Team Lead Treasures
ConfidentialMumbai, India As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions.
As a market leader in the consumer banking business, DBS has...Show moreLast updated: 6 days ago
- Promoted
Senior Vice President-Tech Delivery
Intellect Design Arena LtdMumbai, Maharashtra, India Senior Vice President – Delivery (Core Banking, Payments & Liquidity).As Senior Vice President – Delivery, you will lead the end-to-end delivery of large-scale, multi-stream banking transformation ...Show moreLast updated: 30+ days ago
- Promoted
Senior Manager - Quality
Naxnovavirar, gujarat, in Naxnova Technologies Private Limited is seeking a seasoned professional for the role of.Senior Manager – Quality (QMS).This leadership role is responsible for driving the implementation and continu...Show moreLast updated: 19 days ago
- Promoted
Sales Executive – Real Estate
Pyramids PropertiesKalyan Dombivli, Maharashtra, India Our focus lies in building trust through transparency, client satisfaction, and excellence in every transaction.We are looking for an energetic and motivated.
The ideal candidate will be responsible...Show moreLast updated: 11 days ago
- Promoted
Senior Vice President-Tech Delivery
ConfidentialMumbai, India Senior Vice President – Delivery (Core Banking, Payments & Liquidity).As Senior Vice President – Delivery, you will lead the end-to-end delivery of large-scale, multi-stream banking transformation ...Show moreLast updated: 6 days ago
- Promoted
Product Director - Banking Software CRM (Microsoft Dynamics CRM)
VeriParkKalyan-Dombivli, IN We enable financial institutions to become digital leaders.As a professional team of global scale, we work with best clients for great and exciting projects, in an environment where we learn amazin...Show moreLast updated: 30+ days ago
- Promoted
Associate Vice President Product
CRIFmumbai, maharashtra, in CRIF High Mark Credit Information Services Pvt.India’s leading credit bureaus, providing comprehensive credit information, analytics, and decisioning solutions to consumers, financial institutions,...Show moreLast updated: 23 days ago
- Promoted
Director of Digital Demand
Egnytethane, maharashtra, in Director of Digital Demand, India.Egnyte is a place where we spark opportunities for amazing people.We believe that every role has meaning, and every Egnyter should be respected.With 22,000+ custom...Show moreLast updated: 30+ days ago
- Promoted
Vice President of Investor Relations
Rockstud CapitalMumbai, Maharashtra, India Company Overview Rockstud Capital is a SEBI-registered alternative asset management firm investing across public and private markets through a differentiated multi-asset strategy.We manage a Categ...Show moreLast updated: 1 day ago
- Promoted
- New!
Quality Assurance Assistant Manager (Dry Blending)
CaldicRaigad, Maharashtra, India Work Location : Caldic Specialties India Private Limited.B-06-E, ESR TALOJA Industrial & Logistics Park,.Village Usatane, Khoni Taloja Road, Taluka Ambernath, District Thane & Village Nitlas, Taluka...Show moreLast updated: 17 hours ago
- Promoted
AVP / VP - Business Head - Consumer-Tech
Kwan VenturesThane, IN Partner with the leadership team to define and execute the company’s growth strategy across online and offline channels.Translate strategic goals into operational plans with measurable outcomes and...Show moreLast updated: 2 days ago
- Promoted
Vice President
Flexi Roundtables : Top 1% LeadersKalyan-Dombivli, IN Vice President – Flexi Roundtables.Mumbai / Bangalore / Hyderabad.Founder & CEO, Flexi Ecosystem.Leadership, Strategy & Ecosystem Growth.
Flexi Roundtables is a flagship thought-leadership platform ...Show moreLast updated: 2 days ago
- Promoted
Head - Oils & Fats Catalysts (OFC) Production
EvonikKalyan Dombivli, Maharashtra, India Job Title : Head - Oils & Fats Catalysts (OFC) Production.Entity : Evonik Catalysts India Pvt.Reporting to : Head of Operations.
The Head - Oils & Fats Catalysts (OFC) Production will oversee the pr...Show moreLast updated: 20 days ago