Financial Compliance Manager

Credit Saison IndiaBengaluru, Republic Of India, IN

22 hours ago

Job description

About Credit Saison India

Established in 2019, Credit Saison India (CS India) is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population.

Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. Credit Saison India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings.Currently, Credit Saison India has a branch network of 80+ physical offices, 2.06 million active loans, an AUM of over US$2B and an employee base of about 1,400 employees.

Credit Saison India is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people.

Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment. Based in Singapore, Saison International’s global operations span over Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil, with active investments in debt, equity, corporate venture capital, and technology.

Key Responsibilities :

Regulatory & Statutory Compliance :

Ensure full compliance with RBI guidelines, Companies Act, PMLA, FIU-IND, and other applicable NBFC regulations.
Monitor regulatory developments and assess their impact on business operations;

ensure timely implementation of required changes.

Prepare and submit regulatory returns, filings, and responses to authorities.

Liaise and coordinate with RBI and other regulators during inspections, audits, and compliance reviews.

Policy & Framework Management :

Develop, review, and update compliance policies, manuals, and SOPs in line with evolving regulatory expectations.

Oversee implementation of internal compliance programs and control frameworks across business units.

Provide compliance guidance for new products, partnerships, and business initiatives.

Monitoring, Audit & Reporting :

Conduct regular compliance monitoring, testing, and internal reviews to identify risks and non-compliance.

Drive corrective and preventive actions in coordination with stakeholders.

Present periodic compliance status reports, risk assessments, and dashboards to senior management and the Board.

Legal Coordination :

Collaborate with the Legal team on regulatory interpretations, contract reviews, and mitigation of legal risks arising from compliance issues.

Support in regulatory investigations and ensure timely and accurate information submission.

Training & Culture Building :

Conduct compliance awareness and ethics training across the organization.

Promote a strong compliance culture, encouraging ethical business practices and accountability.

Key Skills & Competencies :

Deep understanding of RBI Master Directions and other NBFC regulatory frameworks.

Strong grasp of financial services laws, corporate governance, and anti–money laundering (AML) norms.

Exceptional analytical, problem-solving, and risk assessment abilities.

Excellent communication and stakeholder management skills.

Strategic thinker with a high degree of integrity and judgment.

Qualifications & Experience :

Education : LLB / LLM / CS / CA / MBA (Finance or Legal specialization preferred).

Experience : 12–18 years of experience in compliance or legal functions within NBFCs, banks, or financial institutions.

Proven experience in handling regulatory inspections and developing organization-wide compliance programs.

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Compliance Manager • Bengaluru, Republic Of India, IN