Officer CRC

This job is with Standard Chartered Bank, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly.

Job Summary

Perform all input & Maintenance of Limits loaded in various TP systems, Deliver excellent service against agreed service standards, delivery standards, and minimal error rates as appropriate for Ops CRC CCIB

Strategy

Targeted Improvements

Act as a service partner, work together with RMs, in-country Client Management (CM), Operations, and other key internal stakeholders to solve issues and identify opportunities to improve overall service for the clients

Ensure adherence to DOIs

Deliver excellent service against agreed service standards, delivery standards, and minimal error rates as appropriate

Automation and Streamlining

Drive continuous improvement of the operational efficiency and effectiveness of processes to increase the consistency of systems and processes

Business

Deliver Excellent Service and Provide Limit Maintenance support for Corporate, Commercial & Institutional Banking ("CCIB") and Corporate Private Business Banking ("CPBB") clients business sector

Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters

Develop and maintain rapport with business stakeholders

Adhere to first time-right principles

Provide insight and suggestions to improving processes, identifying opportunities to streamline and automate

Undertake ad-hoc duties and when delegated by Line Manager

Processes

Perform all input & Maintenance of Limits loaded in various TP systems

Accurate input and maintenance of limits advised to other departments like Credit Cards, Intra Day Overdraft, etc

Accurate Marking of Liens and advise to other departments

Respond and clear queries from Checkers / Manager / Other stakeholders on a timely manner

Key Responsibilities

Ensure Pre-processing activities are carried out as per the laid down guidelines.

Accurate input of fee draw-down, accurate input of interest, fee, margin and commission.

Ensure that the facilities with complementary limits involving more than one independent Transaction Processing system are loaded in the Transaction Processing systems correctly.

Ensure accurate input / checking of Diary system so that all Limits with definite expiry dates are captured and all expired limits are cancelled on due date.

Update activated limits in CMS.

Accurate capture of SCI LE ID / Approved Limit ID in TP Systems for Limit to Outstanding Purposes.

Ensure accurate calculation of Drawing Power / Insurance Coverage / Security Coverage by way of Shares / Mutual Funds / SBLC / IBI / Deposits.

Accurate Updating of Control Sheets

Timely escalation to Senior Management of any exception noticed related to work and environment.

Monitor / Diarize / Generate Reports as per the agreed terms with in- country

Ensure that entries to Customer Accounts and General Ledger Accounts are prepared and posted correctly.

Any other Credit Admin related activity asked to be performed by the Line Manager

Take up the release function as and when assigned with the responsibility

To actively participate in BCP / DR and any other UAT.

Perform Single Release Activity (as a Qualified Individual) as assigned by People Leader for the Identified Processes

People & Talent

Provide effective orientation / guidance to new Joiners on the bank's policies / procedures / processes to ensure their successful assimilation into the team and the bank

Develop and implement a personal learning plan with team manager to attain necessary competencies

Successfully complete milestones as laid out in implemented personal learning plan

Risk Management

Awareness and understanding of the regulatory framework in which the Group operates, and the regulatory requirements and expectations relevant to the role remit

Comply with applicable Money Laundering Prevention Procedures and report any suspicious activity to the operational risk manager and Line Manager

Ensure a clear and uniform approach towards implementation of the global operating model for all CM-related processes, and adherence to DOIs

Report any deviation (if any) to appropriate authorities and obtain proper dispensations

Proactively manage risks and establish / monitor controls to improve the overall state of the risk management and operating framework

Governance

Ensure compliance with the internal policies and credit policies, external policies, regulatory and statutory requirements

Undertake periodic self-assessment on key controls to assess the proper functioning and adequacy of existing controls

Highlight significant issues / errors to team leader

Regulatory & Business Conduct

Display exemplary conduct and live by the Group's Values and Code of Conduct.

Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

Client Management (CM) representatives in Group

In-country Client Management

Credit Documentation Unit

Unit Operational Risk Manager

Front Office (RMs, CMs, CCMs)

Governance Team

BWC Team

Product Control Team

C&I and FMO Team

RSMO Team

Other Responsibilities

• Embed Here for good and Group's brand and values in Ops CRC CCIB team;

Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.

Skills and Experience

Operational Functions (Domain - Product, Process & Systems)

Process Management

Time / Resource Management

Operational Risk

Accuracy and Attention to Detail

Understanding Customer Needs

Effective Communications

Problem Management Process

Qualifications

Education

Preferably commerce graduate / postgraduate

Training

For grade 9b :

fresher / up to12 months of relevant work experience in the following areas :

For grade 9a 1 - 3 years of relevant work experience in the following areas :

For grade 8b : 3-5 years of relevant work experience

Basic product & process knowledge (knowledge in terms of customers, products and transactions)

Banking operations experience (credit risk, documentation, client service, cdd, payments, trade, markets or other) and service-oriented attitude.

Effective communication skills.

Languages

English

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we : Do the right thing

and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do

Never settle,

continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well

Are better together,

we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter,

we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

Core bank funding for retirement savings, medical and life insurance,

with flexible and voluntary benefits available in some locations.

Time-off

including annual leave, parental / maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.

Flexible working

options based around home and office locations, with flexible working patterns.

Proactive wellbeing support

through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits

A continuous learning culture

to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.

Being part of an inclusive and values driven organisation,

one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.