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Area Credit Manager - Construction Finance

Area Credit Manager - Construction Finance

ConfidentialHyderabad / Secunderabad, Telangana
30+ days ago
Job description
  • Evaluate credit proposals for construction and real estate finance, including financial and technical due diligence
  • Conduct risk assessments, analyze project viability, promoter background, and market trends
  • Ensure timely and accurate processing of credit applications in compliance with internal policies and RBI guidelines
  • Monitor portfolio performance and flag early warning signals
  • Coordinate with business teams, legal, technical, and risk for end-to-end proposal processing
  • Guide branch credit teams and ensure credit quality across the area
  • Key Skills :

    • Strong understanding of construction finance and real estate project appraisal
    • Credit underwriting and risk analysis expertise
    • Knowledge of legal, regulatory, and compliance frameworks
    • Excellent analytical and decision-making skills
    • Ability to handle large and complex transactions
    • Proficiency in financial modeling, ratio analysis, and report preparation
    • Skills Required

      Financial Modeling, Ratio Analysis, Report Preparation, Analytical, Regulatory

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