Hero Fincorp - Senior Associate - Early Warning Signal

1. Monitor Portfolio quality trends / Early Warning triggers for Retail Finance / Consumer lending products

2. Design Guardrails for each product and monitor them for sensing & sending Early Warning Alerts

3. Perform Portfolio deep-dive to identify emerging trends; contribute towards improving portfolio quality and reducing non-performing loans

4. Monitor Macro / Micro / High Frequency indicators; keep a close monitoring on movement of these indicators and perform impact assessment.

5. Analysis and visualization of risk factors using database and analytics tool like Python / SAS, SQL, Power BI, Excel

6. Credit Loss Forecasting for the Retail Finance products to pre-empt emanating stress build-up

7. Develop & maintain Stress Testing Framework - perform Stochastic Stress Testing using Regression, Vasicek, CIR models

8. Query large data sets to draw insights from loan portfolio data to detect early warning indicators

9. Extensive data mining to monitor the changes in trends, outlook and review the portfolio quality and performance

10. Perform portfolio analytics - Vintage, Water-fall, Through the door analysis etc.

(ref : iimjobs.com)