EIC Analyst (Credit Analyst)

Job Description

MISSION :

To assess debtor risks and ensure the portfolio of debtors is with up-to-date information. Control and optimize internal resources and access to external sources to meet strategic objectives. He / she liaises with Underwriters in order to maintain coherence between the DRA and the risk exposure.

MAIN RESPONSIBILITIES :

Enhanced Information handling :

• Evaluate the financial statements of both public and private companies for stability, profitability, liquidity and solvency
• Handle work list tasks in a timely and efficient manner ensuring internal guidelines are respected
• Process added value tasks linked to worklists and e-mail exchange with Underwriting
• Manage complex financial links and ensures FRG’s are respected
• Prepare and review DRA in which conclusions are drawn and that recommendations are clear and precise. Exchange with Underwriting on DRA consistency and decide on necessity of corrective actions
• Monitor risk and update assessments upon receipt of alert from external sources
• Achieve target objectives in respect of production and coverage ratio of DRA
• Produce Debtor visit report (DVR) and Make sure DVR quantity and coverage ratio is in line with group requirement, DVR should be completed with high quality, and customer (internal & external) complains on DVR should not be more than 2%
• Monitor sensitive files, send warnings on specific events to Underwriting
• React to Claims activity by adjusting the DRA
• Other ad-hoc projects as required

Communication :

Compliance :

Qualifications

Additional Information