Branch Credit Manager

Roles & Responsibilities Specific Responsibilities :

• Credit Appraisal – Underwriting / recommending of proposals for non collateral / collateral backed education loan.
• Process – Understanding process and policies and implementing the same to ensure smooth transactions.
• Training- Provide training to CPA's so that they work in synergy with the companies policies and norms
• Delinquency Management for the location
• Vendor / Cost management – managing the outsource agencies and ensure TAT is maintained by these agencies.
• Quality Management in terms of Audit, Compliance and Hindsighting
• PDD Management – controlling and tracking PDDs through proper
• MIS for the location

Technical Competencies / Skills :

• Basic knowledge of loan underwriting
• Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property
• Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow analysis.
• Good communication and report writing skills
• Basic knowledge of Banking Good Knowledge of computer applications

Skills Required

Banking, Computer Applications, Audit, Compliance