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Area Business Head

Area Business Head

ConfidentialHubli
19 days ago
Job description

Overview :

We are seeking a highly experienced professional to lead and drive business growth in the Agri Business segment, focusing on Working Capital, Trade Finance, Structured Trade Finance, Warehouse Finance, and Agri Commodities . The role demands strong industry knowledge, a deep regional network, and the ability to manage high-value portfolios and teams effectively.

Key Responsibilities :

  • Source business from Agri enterprises such as rice mills, flour mills, and other agro-processors.
  • Leverage existing networks and build strong connections within the assigned region to generate business opportunities.
  • Offer customized working capital and trade finance solutions tailored to agri commodity businesses.
  • Deploy the company's Agri Enterprises Network Model effectively in the designated area.
  • Collaborate with channel partners such as DSAs, Chartered Accountants, and others to generate leads.
  • Present and explain the company's business model to agro-processors and identify appropriate financial solutions.
  • Develop and maintain long-term relationships with clients, providing ongoing advisory and professional support.
  • Assess client needs proactively, ensuring portfolio quality and customer satisfaction.
  • Monitor client financials, analyze performance, and recommend growth or risk mitigation strategies.
  • Coordinate with internal departments to ensure smooth execution of relationship objectives.
  • Cross-sell additional company products and services to existing customers.
  • Manage and drive business growth with a regional target of ₹500 Cr portfolio.
  • Lead, mentor, and manage a team of Relationship Managers to achieve business goals.

Required Knowledge and Experience :

  • In-depth understanding of Working Capital, Trade Finance, Structured Trade Finance, Warehouse Finance, and Agri Value Chain.
  • Proven experience in sourcing and managing Agri Business clients.
  • Strong financial acumen and understanding of RBI guidelines and relevant compliance norms.
  • Experience in credit assessment and monitoring of customer financial statements.
  • Familiarity with Agri Commodities, Agri Enterprises, and Trade Funding models.
  • Ability to build relationships with professionals at all organizational levels.
  • Prior experience as a Key Account Manager will be an added advantage.
  • Skills :

  • Communication and interpersonal skills
  • Team management and leadership
  • Client relationship management
  • Marketing and business development
  • Analytical and problem-solving ability
  • Negotiation and persuasion skills
  • Strong financial and commercial awareness
  • Skills Required

    Trade Finance, Client Relationship Management, Team Leadership, credit assessment

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    Area Head • Hubli

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