Role & Responsibilities
- Managing team of Credit processing associates
- Credit Appraisal Underwriting / recommending of proposals for non-collateral / collateral backed education infrastructure loan
- Process Understanding process and policies and implementing the same to ensure smooth transactions
- Training- Provide training to CPAs so that they work in synergy with the companies policies and norms
- Delinquency Management for the location
- Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies
- Quality Management in terms of Audit, Compliance and Hind sighting
- PDD Management controlling and tracking PDDs through proper MIS for the location
- Monitoring end usage of loan
Deliverables
Login to Recommendation TATMaintaining Audit Compliance and errors in Hind sightingTrainingDelinquency control as per budgetCost managementNew initiativesEligibility
CATechnical Competencies
Basic knowledge of loan underwritingKnowledge of Education Lending Business- awareness on risk involved.Good communication and report writing skillsBasic knowledge of BankingGood Knowledge of computer applicationsSkills Required
Banking, Loan, Report Writing, TAT, Audit