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Vridhi Finserv Home Finance - Senior Business Analyst

Vridhi Finserv Home Finance - Senior Business Analyst

Vridhi Home FinanceBangalore, India
23 days ago
Job description

This role will lead strategic business analysis across housing finance operations, focusing on digital transformation, LOS / LMS platforms, and AI-driven initiatives. This role demands a techno-functional expert who can translate business needs into scalable technology solutions, identify and evaluate strategic partners, and drive innovation through AI and automation.

Roles and Responsibilities :

  • Lead digital transformation initiatives across lending systems to enhance process efficiency, customer experience, and scalability.
  • Collaborate with business and technology teams to define requirements, document processes, and deliver solutions aligned with organizational goals.
  • Act as a subject matter expert for LOS / LMS platforms, mapping end-to-end lending workflows and identifying areas for automation or improvement.
  • Analyze and optimize lending operations including application processing, credit evaluation, disbursement, and collections.
  • Evaluate and onboard technology partners, vendors, and SaaS providers, ensuring alignment with business and regulatory requirements.
  • Prepare detailed BRDs, FSDs, and documentation to support development, testing, and implementation.
  • Drive Agile delivery practices, participate in sprint planning, and ensure timely completion of deliverables.
  • Communicate effectively with stakeholders, presenting project updates, business cases, and insights to leadership.
  • Ensure compliance with governance, data security, and RBI / NBFC regulatory frameworks.
  • Monitor performance metrics, create dashboards, and track success of digital initiatives for continuous improvement.

Required Skills & Experience :

Experience : 5 to 10 years in business analysis within BFSI,

  • Experience in housing finance or NBFCs or LOS / LMS product company focused on digital transformation initiatives is preferred.
  • Techno-Functional Expertise : Deep knowledge of LOS / LMS platforms, lending lifecycle, and regulatory frameworks.
  • AI Acumen : Understanding of AI / ML concepts, model lifecycle, and business applications.
  • Partner Management : Experience in evaluating and onboarding technology partners and vendors.
  • Tools : DB SQL, python, BPM tools, data visualization platforms.
  • Communication : Strong presentation and stakeholder management skills.
  • Educational Qualifications :

  • Bachelor's or master's degree in computer science or information technology, or a related field.
  • Preferred Attributes :

  • Exposure to cloud-based lending platforms and SaaS ecosystems.
  • Experience in agile delivery models and digital product development.
  • Strategic thinker with a hands-on approach to execution.
  • (ref : iimjobs.com)

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