Senior FI Risk Analyst

Job Requirements

Job Title : Senior FI Risk Analyst

Department : Wholesale Banking Risk

Location : Mumbai

Reporting To : Head - FI Risk & Industry Research

Job Purpose

To manage the Bank's credit portfolio of financial institutions (NBFCs, MFIs, Domestic & Foreign Banks, Brokers, Mutual Funds), including credit appraisal, portfolio monitoring, and risk mitigation. The role requires strong understanding of regulatory frameworks and internal policies.

Key Responsibilities

Primary Responsibilities :

• Conduct credit appraisal for financial institutions in line with organizational policies.
• Evaluate and recommend exposure levels, collateral, and guarantees for banking / treasury products.
• Review and ensure adherence to rating methodologies and risk classification frameworks.
• Manage credit risk across wholesale banking products and transactions.
• Engage with clients for risk assessment and transaction execution.
• Align business partner expectations with the firm's risk appetite.
• Facilitate portfolio reviews and recommend risk mitigation actions.
• Identify and escalate emerging risks to relevant stakeholders.
• Interact with regulators for credit risk management.
• Maintain a healthy portfolio with minimal NPAs.
• Monitor portfolio performance, trigger reviews, and control delinquencies.
• Share best practices within the team.

Secondary Responsibilities

Education & Experience

Show more

Show less