Talent.com
Mortgage Underwriting Specialist

Mortgage Underwriting Specialist

HCLTechChennai, Republic Of India, IN
19 days ago
Job description

VENUE DETAILS :

602 / 3, ELCOT – SEZ Unit -I, Medavakkam High Road, Sholinganallur, Chennai - 600119 .

DATE - 24TH OCT 25 & 25th Oct 25

TIMING DETAILS : 12AM - 2PM

Job Summary :

This is a Residential Mortgage Underwriting process which involves a complete analysis of the loan parameters and the borrowers’ details pertaining to Income, credit and assets.

Candidate shall be responsible for rendering decisions on credit applications based on established criteria. Determine creditworthiness, risk associated with borrower based on credit profile and Income worthiness (Income analysis) of the borrower. Communicate decisions that most effectively mitigate credit risks, including data integrity and validity of information submitted. Applies understanding of established guidelines, Fair Lending and all other regulatory requirements when evaluating loan attributes while utilizing prudent underwriting judgment and experience.

Responsibilities :

  • Works under moderate supervision;

acquires and applies maturing knowledge of the business, its products, and processes.

  • Evaluate and verify applications – determining whether borrower will be able to repay the loan by performing a detailed income verification (Income Verification and analysis)
  • Verify income and employment information,
  • Review credit history, including Bankruptcy, Fraud alerts, Bankruptcy Discharge, Delinquency and Foreclosures. (Credit Review and Analysis)
  • Calculate the value of the borrower’s collateral and assets (Asset Review and Analysis)
  • Ensure that the property specifications and loan terms meet Bank’s requirements and government regulations.
  • Skills Required :

  • Excellent reading and comprehension skills.
  • Excellent decision-making skills that are backed by relevant details and research.
  • Good analytical and audit skills.
  • Good oral and written communication skills along with good listening skills
  • Knowledge pertaining to the regulations governing mortgage lending.
  • Logical and reasoning skills
  • Ability to multitask
  • Must pay close attention to detail
  • Minimum Requirements

  • Bachelor's degree in any discipline preferably B. Com / BBA / MBA.
  • 3 to 5 years of overall banking experience with a minimum of 1 to 2 years’ experience in residential Mortgage Underwriting for Conventional / FHA / VA loans.
  • Willingness to work in night shifts is a must.
  • Create a job alert for this search

    Mortgage Underwriting Specialist • Chennai, Republic Of India, IN

    Related jobs
    • Promoted
    U.K Mortgage Underwriter

    U.K Mortgage Underwriter

    Selections HR Services Private LimitedPune, Republic Of India, IN
    K Mortgage Underwriter with expertise in the 4 C’s of underwriting (Credit, Capacity, Collateral, and Capital).The ideal candidate will have experience in risk assessment, income calculations, and ...Show moreLast updated: 30+ days ago
    • Promoted
    Lead Mortgage Underwriter

    Lead Mortgage Underwriter

    FirstsourceChennai, Republic Of India, IN
    Business Process Management (BPM) services.Firstsource specialises in helping customers stay ahead of the curve through transformational solutions to reimagine business processes and deliver increa...Show moreLast updated: 10 days ago
    • Promoted
    Mortgage Underwriter

    Mortgage Underwriter

    FirstsourceChennai, Republic Of India, IN
    Underwriter and Sr Underwriter.Experience required for the Job : 3+ years.Job Location : Mumbai / Chennai / Bangalore / Hyderabad. Key skills : Underwriting, US mortgage.Candidate should have total 3+ year...Show moreLast updated: 10 days ago
    • Promoted
    US Mortgage Live Underwriter

    US Mortgage Live Underwriter

    Career Guidelinenagpur, maharashtra, in
    We’re Hiring | US Mortgage Live Underwriter.Job Title : US Mortgage Live Underwriter.Location : #Bangalore | #Pune | #Chennai | Work From Home. Experience : Minimum 3+ years of US mortgage underwriting...Show moreLast updated: 13 days ago
    • Promoted
    Mortgage Underwriting Supervisor

    Mortgage Underwriting Supervisor

    Consolidated AnalyticsChennai, Republic Of India, IN
    Walk in drive @ Hyderabad on 1 Nov 2025, 11.Assistant Manager - Underwriting, U S mortgage.As part of the responsibility, the AM- Underwriting Operations, is required to conceive, design, develop a...Show moreLast updated: 5 days ago
    • Promoted
    Senior Loan Underwriting Specialist

    Senior Loan Underwriting Specialist

    FirstsourceChennai, Republic Of India, IN
    Business Process Management (BPM) services.Firstsource specialises in helping customers stay ahead of the curve through transformational solutions to reimagine business processes and deliver increa...Show moreLast updated: 10 days ago
    • Promoted
    Us Mortgage

    Us Mortgage

    Brace Infotech Private LtdRepublic Of India, IN
    We are looking for Us Mortgage Underwriters.Notice Period-Immediate - 2 Months.Show moreLast updated: 10 days ago
    • Promoted
    US Mortgage Underwriting Specialist

    US Mortgage Underwriting Specialist

    Career GuidelineChennai, Republic Of India, IN
    We’re Hiring | US Mortgage Live Underwriter.Job Title : US Mortgage Live Underwriter.Location : #Bangalore | #Pune | #Chennai | Work From Home. Experience : Minimum 3+ years of US mortgage underwriting...Show moreLast updated: 13 days ago
    • Promoted
    Loan Underwriting Specialist

    Loan Underwriting Specialist

    SynapOneChennai, Republic Of India, IN
    A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial infor...Show moreLast updated: 10 days ago
    • Promoted
    Senior Mortgage Underwriter

    Senior Mortgage Underwriter

    FirstsourceChennai, Republic Of India, IN
    Business Process Management (BPM) services.Firstsource specialises in helping customers stay ahead of the curve through transformational solutions to reimagine business processes and deliver increa...Show moreLast updated: 10 days ago
    • Promoted
    Underwriter

    Underwriter

    WNSnagpur, maharashtra, in
    The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage 1 to 4 family loans. Mortgage underwriting associate role includes but not lim...Show moreLast updated: 21 days ago
    • Promoted
    Mortgage Underwriting Support Specialist

    Mortgage Underwriting Support Specialist

    MphasisPune, Republic Of India, IN
    We are looking out for the candidates with good experience in origination with below skill set : .Experience in PurchaseContract / Agreement, IncomeCalculation, CreditReport and Appraisal report.Please...Show moreLast updated: 16 days ago
    • Promoted
    US Mortgage Pre-Underwriting Specialist

    US Mortgage Pre-Underwriting Specialist

    Brace Infotech Private LtdChennai, Republic Of India, IN
    We are looking for Pre Underwriters.Notice Period- Immediate- 30days.Show moreLast updated: 17 days ago
    • Promoted
    Mortgage Underwriter

    Mortgage Underwriter

    Brace Infotech Private LtdIndia, India
    We are looking for different Positions.Positions- Underwriters, Pre Underwriters, Loan Origination, Pre Purchase Review.Notice Period - Immediate - 30 Days Joiners.Show moreLast updated: 16 days ago
    • Promoted
    UK Lending Underwriting Specialist

    UK Lending Underwriting Specialist

    Selections HR Services Private LimitedPune, Republic Of India, IN
    K Mortgage Underwriter with expertise in the 4 C’s of underwriting (Credit, Capacity, Collateral, and Capital).The ideal candidate will have experience in risk assessment, income calculations, and ...Show moreLast updated: 30+ days ago
    • Promoted
    US Mortgage Underwriter

    US Mortgage Underwriter

    Brace Infotech Private LtdChennai, Republic Of India, IN
    We are looking for Us Mortgage Underwriters.Notice Period-Immediate - 2 Months.Show moreLast updated: 10 days ago
    • Promoted
    Mortgage Portfolio Underwriter

    Mortgage Portfolio Underwriter

    Brace Infotech Private LtdChennai, Republic Of India, IN
    We are Looking for US Mortgage Underwriter.Notice period- Immediate - 30days.Show moreLast updated: 17 days ago
    • Promoted
    Residential Mortgage Underwriter

    Residential Mortgage Underwriter

    WNSPune, Republic Of India, IN
    The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage 1 to 4 family loans. Mortgage underwriting associate role includes but not lim...Show moreLast updated: 21 days ago