Job Description : Senior Mortgage Loan Closer
Reports to : Mortgage Closing Manager
Mortgage Job Summary : Responsible for closing US mortgage loan files.
Essential Functions :
- Prepares closing loan package necessary for individual loan types in accordance with Bank
and Investor guidelines as well as Secondary Marketing commitments and requirements.
Ensures the timely movement and closing of approved loans through the pipeline.Contacts Title Companies, Attorneys, Loan Officers, Processors and Insurance Companies toobtain documentation necessary to close mortgage loans.
Monitors loan status on a continual basis to ensure that timely / qualify standards areachieved.
Advises all parties of any changes or issues that may occur to ensure high quality standardsand customer service.
Performs a pre-closing quality review of loan files prior to releasing closing package.Reviews all preliminary documents provided from attorney / title company to include, butnot limited to : Title binder, survey, termite report, Hazard / Flood insurance binder, Deed,
HUD1 Settlement Statement, Power of Attorney and / or Trust documentation.
Completes all disbursement procedures for issuing of funds to attorneys / title company, anynecessary refund checks, and release of escrow monies withheld.
Responds to and resolves technical and complex problems that arise.Follows up on any deficiency requests by Shipping and Post-Closing to ensure timelyprocedure for loan funding.
Recommends procedural changes to management.Complies with Corporate Policies and Procedures, as well as regulatory compliance.Keeps abreast of industry regulations and changes.Minimum Required Skills and Competencies :
Minimum 2 years experience closing Conventional and government loans.High School Diploma or equivalentKnowledge of real estate lending criteria, compliance, federal / state regulations.Excellent organizational, oral and written communication skills.Ability to perform in a fast-paced environment typical to Mortgage Banking. Desired Skills and Competencies :Experience with Microsoft Word.Experience with Doc Magic, Calyx and Encompass loan origination software is a plus.PLEASE EMAIL AN AUDIO VOICE FILE (MP3 or WAV FILE LESS THAN 30 SECONDS) INTRODUCING YOURSELF AND BRIEFLY EXPLAINING YOUR MORTGAGE LOAN CLOSING WORK EXPERIENCE. PLEASE USE EMAIL - Info@24x7Synergy.com
Please note - Ideal candidates will be contacted for an interview. Thank you for your interest in this position.
