JD : Personal Banker - Operations
Business Group : Branch Operations
Role & responsibilities
Job Purpose :
- Responsible for Branch Operations, enhance relationships of existing customers and generation of leads for liabilities, assets & investment products by providing product information also Cross sell Fee Based products to existing Customer and adherence to Audit & Compliance
Principal Accountabilities Branch Operations ,Compliance & Risk Management :
Error free processing of all transactions as per guidelines in circulars / operations manualDaily reconciliation of deliverables, inventories in custodyResolution of all requests received during the dayMajor Activities Branch Operations ,Compliance & Risk Management :
Customer identification through signature verification and recommended ID proofs before executing a customer's transactionEnsure customer calling through BM / BOM for all transactions as per customer calling norms in circulars or operations manualRefer, all deviations or suspicious transactions to BM / BOMRecord movement of all inventories & deliverables in relevant registers and signing off closing stock of all inventories & deliverables jointly with BOM in relevant registersSend all requests received from customers for processingProper filing of all vouchers and other requests to relevant filesPrincipal Accountabilities – Sales & Business Development :
Achieve Cross sell Targets (LI+GI, Bill Pay, Mobile Banking, Internet Banking)Achieve FD Value TargetGenerate leads for cross sell products like asset products, fee products, demat, etc.Maintain & Grow the relationship of Mapped customersMajor Activities – Sales & Business Development :
Generate leads by sharing information on and pitching CASA, TD, asset and fee productsContribute to FD targets by cross selling to customersMaintain & Grow the relationship of Mapped customersPrincipal Accountabilities – Capability Building :
Completion of Training ProgrammeCertifications, as applicable - AMFI, IRDA and NCFM certificationsMajor Activities – Capability Building :
Continuous knowledge up gradation through self-learning and going through circulars relevant for the desk being handled by OperationsAudit & Compliance :
Adherence to Audit & Compliance work areaAvailability of all relevant brochures and forms for customers at deskSkills Required
Customer Service, Compliance, Branch Operations, Cross Selling, Banking Products