Credit Head | Auto Loan

Roles and Responsibilities

• Manage a team responsible for credit assessment, appraisal, and approval of retail assets (Auto loans, Commercial vehicle loans, Pre-owned car loans) and used car finance.
• Develop and implement effective credit strategies to minimize defaults and maximize recoveries.
• Collaborate with cross-functional teams to ensure seamless integration of credit processes into overall business operations.
• Conduct regular reviews of credit policies, procedures, and guidelines to ensure compliance with regulatory requirements.
• Analyze market trends, competitor activity, and customer behavior to identify opportunities for growth while managing risk.

Skills Required

Risk Management, credit assessment, Appraisal, Procedures, Regulatory Compliance