Risk Analyst

Responsibilities :

Development, Implement and Review of Credit Risk Models & Associated Frameworks in an unsecured rural / semi-urban lending context.

Implement & Monitor Credit Risk strategies across the lending life cycle-acquisition, underwriting, cross-sell & collections.

Review portfolio on periodic basis across various risk metrics for early warning signals and analyze portfolio trends to track portfolio quality on accepted risk parameters.

Ensure risk policies are timely reviewed and reflect the dynamic external environment and internal risk appetite.

Analyze industry data on a scale, preparation of MIS / Dashboards and apprising senior management on changing market conditions.

Regular review of processes for adherence on risk policies and check if controls are effectively in place and working.

Coordinate with Various internal teams for strengthening of risk framework.

Eligibility Criteria :

BTech or MTech from Tier1 college

3-6 years of experience in managing risk in a NBFC / Fintech / Lending

2+ years of experience in Python and SQL is mandatory

Excellent in understanding data & bringing insights.

Sound knowledge of statistical models

Experience in Microfinance / MSME Lending will be an added advantage