Talent.com
No longer accepting applications
Manager - Credit Analysis

Manager - Credit Analysis

MUFG Global Service (MGS)Mumbai, India
2 days ago
Job description

About Us :

MUFG Bank, Ltd. is Japans premier bank, with a global network spanning in more than 40 markets. Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to businesses, governments, and individuals worldwide. MUFG Banks parent, Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the worlds leading financial groups. Headquartered in Tokyo and with over 360 years of history, the Group has about 120,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. The Group aims to be the worlds most trusted financial group through close collaboration among our operating companies and flexibly respond to all the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world. MUFGs shares trade on the Tokyo, Nagoya, and New York stock exchanges.

MUFG Global Service Private Limited :

Established in 2020, MUFG Global Service Private Limited (MGS) is 100% subsidiary of MUFG having offices in Bengaluru and Mumbai. MGS India has been set up as a Global Capability Centre / Centre of Excellence to provide support services across various functions such as IT, KYC / AML, Credit, Operations etc. to MUFG Bank offices globally. MGS India has plans to significantly ramp-up its growth over the next 18-24 months while servicing MUFGs global network across Americas, EMEA and Asia Pacific .

About the Role

Position Title : Japanese Corporate Banking, Portfolio Management Group

Corporate Title : Assistant Vice President

Reporting to : VP / Director

Location : Mumbai

Job Profile : Position details :

  • Support Portfolio Management Group and handle credit coverage for EMEA subsidiaries of Japanese Corporates.
  • The Senior will be a corporate finance risk manager, supporting EMEA subsidiaries of publicly traded Japanese corporations. The critical function of assessing risk factors associated with a credit and determining appropriate rating based on established policies and guidelines. Responsibilities will include supporting the active credit management of a designated portfolio utilizing solid credit and analytical skills. Provide continuous oversight of portfolio names, monitoring for potential upgrading, downgrading and credit deterioration with the goal of maximizing net income and reducing credit costs.
  • Additionally, the senior will be mentoring the junior staff, providing daily guidance as needed

Roles and Responsibilities :

  • Active Portfolio Management of Designated Customers under the Guidance of Senior Portfolio Managers
  • Manage a designated portfolio of Japanese corporate credit customers.
  • Perform due diligence and scheduled reviews regularly.
  • Analyze credit risk of the designated portfolio, determine accurate ratings, and make recommendations of accurate and timely ratings to management with support from senior portfolio managers.
  • Prepare detailed credit analysis and credit applications in accordance with EMEA Credit Policy, Credit-Related Procedures, Credit Rules, and JCB Credit Operating Manual, evaluating the borrowers industry / business / legal / financial risks and recommending extensions of credit to management.
  • Oversight of covenants compliance, facility due date, condition / instruction / report required.
  • Ongoing training to enhance the all-around skill sets of a portfolio manager.
  • Perform other related functions as assigned.
  • Deal Support :

  • Work with business lines / product groups to identify prospective transactions.
  • Identify structural risks and mitigants in prospective transactions and recommend / enhance structuring of deals and covenants in line with policies and procedures.
  • Advise relationship managers on credit risk issues, terms & conditions, to create the best possible deal with a goal of improving profit and minimizing credit cost with support from senior portfolio managers.
  • Communicate with credit divisions with regard to rating rationale, facility structuring / exposures, and ensure credit divisions are furnished with all credit related information / analysis pertinent to making a decision.
  • Policy Compliance :

  • Ensure compliance with external regulatory requirements (JFSA, BOJ, PRA etc).
  • Ensure compliance with internal policy and procedures by understanding and adhering to EMEA Credit Policy, Credit-Related Procedures, Credit Rules, Procedures for Credit Ratings, JCB Credit Operating Manual, and any other applicable pronouncements.
  • Support and mentor junior analysts in credit risk management process
  • Train and support junior analysts on OJT basis as assigned by MD or Team Leader
  • Guide junior analysts in completing complex assignments
  • Study, develop and enhance analytical skills of the team through close communication
  • Job Requirements :

  • 6-8 years of working experience in financial institutions or equivalent, in accounting / financial analysis areas.
  • Excellent communication skills (both oral and written).
  • Japanese language skill preferred
  • MBA Finance or CA or CFA degree required
  • Completion of formal credit training is a plus.
  • Equal Opportunity Employer

    The MUFG Group is committed to providing equal employment opportunities to all applicants and employees and does not discriminate on the basis of race, colour, national origin, physical appearance, religion, gender expression, gender identity, sex, age, ancestry, marital status, disability, medical condition, sexual orientation, genetic information, or any other protected status of an individual or that individual's associates or relatives, or any other classification protected by the applicable laws.

    Create a job alert for this search

    Manager Credit • Mumbai, India

    Related jobs
    • Promoted
    Senior Analyst - Credit Analysis APAC Financial Institution

    Senior Analyst - Credit Analysis APAC Financial Institution

    MUFG Global Service (MGS)Mumbai, India
    Japans premier bank, with a global network spanning in more than 40 markets.Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to busine...Show moreLast updated: 19 days ago
    • Promoted
    Credit Manager

    Credit Manager

    Vivriti CapitalMumbai, Maharashtra, India
    Role – General Manager / Associate Director Location - Mumbai About the Team : Credit team facilitates lending to existing & new clients by assessing creditworthiness, monitoring clients’ performanc...Show moreLast updated: 30+ days ago
    • Promoted
    Credit Manager

    Credit Manager

    CareerfitMumbai, Maharashtra, India
    Note : Kindly apply only if you have the following : Physical PD (Personal Discussion) experience Mandatory exposure in Home Loan, Prime Housing Segment , LAP, Mortgage Experience in handling ticket ...Show moreLast updated: 30+ days ago
    • Promoted
    Transfer Pricing- Senior Analyst

    Transfer Pricing- Senior Analyst

    Hey RecruitingKalyan-Dombivli, IN
    Transfer Pricing- Senior Analyst.We are seeking a highly experienced and strategic.Transfer Pricing Analyst / Senior Manager. This is a critical, high-impact role responsible for ensuring global com...Show moreLast updated: 3 days ago
    • Promoted
    Senior Credit Risk Analyst

    Senior Credit Risk Analyst

    KisshtMumbai, Maharashtra, India
    We are seeking a talented and detail-oriented Risk Analyst to join our Risk Analytics team.The ideal candidate will be responsible for identifying, analyzing, and assessing the potential risks that...Show moreLast updated: 30+ days ago
    • Promoted
    • New!
    Credit Manager

    Credit Manager

    Oyster HR — Global Remote TeamMumbai, IN
    Job Opportunity : Credit Manager (Part-Time).Oyster HR — Global Remote Team.At Oyster HR, we partner with leading global businesses to help them hire, manage, and empower talent anywhere in the worl...Show moreLast updated: 4 hours ago
    • Promoted
    Credit Analyst

    Credit Analyst

    Elysium CapitalMumbai, Maharashtra, India
    Qualification : A Graduate Degree in Commerce / Finance / Business or a Semi Qualified CA (dropped).Location : Mumbai (Mulund West). Preparation of proposal notes related to Real Estate Finance.Internal r...Show moreLast updated: 30+ days ago
    • Promoted
    Senior Credit Analyst

    Senior Credit Analyst

    Branch InternationalThane, IN
    Branch is a leading AI-based lending fintech with 50M+ downloads across India and Africa.We use alternative data to reach millions of people that are largely excluded from the financial sector.Head...Show moreLast updated: 12 days ago
    • Promoted
    Senior Credit Analyst

    Senior Credit Analyst

    Northern Arc InvestmentsMumbai, Maharashtra, India
    Job Objective : Perform quarterly financial, operational and portfolio reviews of the investee companies of the fund across sectors and provide recommendations to assist in taking further credit exp...Show moreLast updated: 15 days ago
    • Promoted
    Credit Analyst

    Credit Analyst

    Intellectual Capital HR Consulting Pvt. Ltd.Mumbai, Maharashtra, India
    Role : Credit Analyst Segment : Wholesale Banking Sectors : Infra, Real Estate, BFIG - Financial Institutions ,CCG, MNC, NAC - New Age Companies Job Role : • Preparation of Credit Appraisal notes f...Show moreLast updated: 30+ days ago
    • Promoted
    Credit Manager

    Credit Manager

    Guardians Human Resources (OPC) Pvt LtdBandra, Maharashtra, India
    Investment Banking Advisory firm.The role requires a highly analytical and detail-oriented professional to support.Vice President / Managing Director. Minimum 3 years in Wholesale Banking or Credit ...Show moreLast updated: 15 days ago
    • Promoted
    Manager - Corporate Credit Research

    Manager - Corporate Credit Research

    M&G plc.Mumbai, India
    We are M&G Global Services Private Limited (formerly known as 10FA India Private Limited, and prior to that Prudential Global Services Private Limited). We are a fully owned subsidiary of the M&G gr...Show moreLast updated: 13 days ago
    • Promoted
    Manager - EMEA Corporate Credit Analyst

    Manager - EMEA Corporate Credit Analyst

    MUFG Global Service (MGS)Mumbai, India
    Mitsubishi UFJ Financial Group, Inc.MUFG) is one of the worlds leading financial groups.Headquartered in Tokyo and with over 360 years of history, MUFG has a global network with over 2,100 location...Show moreLast updated: 30+ days ago
    • Promoted
    Manager - Corporate Credit Analyst [T500-20103]

    Manager - Corporate Credit Analyst [T500-20103]

    MUFGMumbai, Maharashtra, India
    Mitsubishi UFJ Financial Group, Inc.MUFG) is one of the world’s leading financial groups.Headquartered in Tokyo and with over 360 years of history, MUFG has a global network with over 2,100 locatio...Show moreLast updated: 30+ days ago
    • Promoted
    Investment Analyst - Structured Credit Team (Buy Side role)

    Investment Analyst - Structured Credit Team (Buy Side role)

    AvendusMumbai, India
    Support towards Due Diligence, Sector Coverage and Business Development.Support the team in financial and commercial due diligence of the clients including analysis and interpretation of financial ...Show moreLast updated: 7 days ago
    • Promoted
    Impact Investment Exchange - Senior Credit Analyst

    Impact Investment Exchange - Senior Credit Analyst

    IIXNavi Mumbai, India
    About Impact Investment Exchange (IIX) Impact Investment Exchange (IIX) is a pioneer in impact investing, dedicated to reshaping finance for sustainable development.Over the pa...Show moreLast updated: 16 days ago
    • Promoted
    Manager-Credit Analysis APAC Financial Institution

    Manager-Credit Analysis APAC Financial Institution

    MUFG Global Service (MGS)Mumbai, India
    Japans premier bank, with a global network spanning in more than 40 markets.Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to busine...Show moreLast updated: 19 days ago
    • Promoted
    • New!
    Manager-Credit Analysis APAC Financial Institution [T500-21261]

    Manager-Credit Analysis APAC Financial Institution [T500-21261]

    MUFGMumbai Metropolitan Region, India
    Japan’s premier bank, with a global network spanning in more than 40 markets.Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to busin...Show moreLast updated: 8 hours ago