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Senior Manager - Finance || Digital Lending / Fintech || Mum || Ctc Upto 35 Lpa

Senior Manager - Finance || Digital Lending / Fintech || Mum || Ctc Upto 35 Lpa

TalentiserJodhpur, Republic Of India, IN
2 days ago
Job description

We are currently hiring for our client - publicly listed NBFC, pioneering 100% digital loans in India.

We are looking for a Chartered Accountant with deep experience in digital lending who can own and scale our finance operations, portfolio health tracking, and financial reporting.

Key Responsibilities :

1. Loan Book & Portfolio Management

  • End-to-end oversight of loan book across direct sourcing, co-lending, and BC partnerships.
  • Build and maintain real-time dashboards to monitor loan book performance (NPA %, PAR, collections efficiency, etc.).
  • Ensure accurate reconciliation of all loans (direct and partner-sourced) with bank statements, LMS, and accounting systems.

2. FLDG & Partnership Management

  • Lead financial evaluations and ongoing monitoring of fintech partners with FLDG arrangements.
  • Track and reconcile FLDG coverage, defaults, and recoveries.
  • Manage co-lending and BC partnerships, including financial diligence, cash flow alignment, and MIS integration.
  • 3. Evaluation & Due Diligence of NBFCs / Partners

  • Conduct in-depth financial and risk analysis of NBFCs or non-NBFC entities for potential partnerships.
  • Review promoter background, financial health (CAR, GNPA / NNPA, ALM), audit reports, and compliance status.
  • Prepare recommendation reports for partnerships and investment decisions.
  • 4. Financial Reporting & Compliance

  • Prepare accurate and timely financial statements for Company (quarterly / annual), ensuring compliance with all SEBI and RBI regulations.
  • Oversee statutory audits, internal audits, and RBI inspections.
  • Manage tax planning, GST compliance, and other regulatory filings.
  • 5. Automation & Process Optimization

  • Work closely with the product team to automate reconciliation, reporting, and financial processes.
  • Drive integration of finance dashboards into the loan management system (LMS) for real-time portfolio and risk visibility.
  • Identify opportunities for automation in financial reporting and portfolio monitoring.
  • 6. Strategic Financial Planning

  • Prepare monthly MIS reports, cash flow forecasts, and portfolio analysis to support strategic decision-making.
  • Collaborate with the leadership team to improve margins, reduce defaults, and optimize lending operations.
  • Evaluate ROI and financial performance of all lending partnerships and products.
  • Key Skills & Experience :

  • Must be a Chartered Accountant (CA) with 5+ years of experience, preferably in digital lending or fintech-NBFC models.
  • Strong experience with unsecured personal loans and FLDG models in co-lending and BC partnerships.
  • Deep knowledge of NBFC operations, RBI compliance norms, and financial reporting requirements for publicly listed companies.
  • Hands-on experience in loan reconciliation, portfolio health tracking, and real-time dashboards.
  • Proven track record of due diligence of NBFCs and fintech companies. Strong analytical skills, with expertise in financial modeling and KPIs (NPA %, PAR, interest yield, etc.).
  • Proficiency in Tally, Excel (advanced), and familiarity with ERP / LMS systems.
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    Senior Finance Manager • Jodhpur, Republic Of India, IN

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