Job Description : Solution Architecture & Tech Stack Consultant (Fintech, India)
Overview :
We are seeking an expert consultant to guide and architect the technology vision for a NBFC fintech platform in India. The ideal candidate will bring deep expertise in solution architecture, tech stack selection, advanced AI, and API integration, with strong experience around API-led design and building a sustained technology advantage as a moat.
Key Responsibilities :
Solution Architecture :
- Define, design, and document end-to-end platform architecture for a fintech product offering by our client.
- Design a vertically integrated, API-first technology structure that is modular, scalable, and supports rapid market evolution.
- Lead blueprinting of data flows, integration patterns, and security frameworks tailored for the Indian regulatory and business context.
Tech Stack Selection :
Evaluate and recommend modern tech stacks suited for advanced AI enablement and high-throughput API integrations.Advise on best-in-class cloud, data, and DevOps infrastructure to support AI-driven features and rapid scaling.AI Strategy & Integration :
Identify opportunities to embed advanced AI and machine learning across underwriting, risk, personalization, and operational automation.Work with engineering and product teams to prioritize and operationalize AI use cases, ensuring robust data flows and API accessibility for downstream consumption.Consultancy & Advisory :
Facilitate collaboration between stakeholders including founders, business leads, and development teams to shape technical direction aligned with product and regulatory requirements.Support build vs. buy decisions for core modules, especially around AI capabilities and critical APIs.Compliance & Security :
Guide platform design for compliance with Indian fintech regulations and security standards (data privacy, AML / KYC, etc.Documentation & Knowledge Transfer :
Produce high-quality architecture artifacts, technical documentation, and decision logs to enable smooth handoff to internal teams.Ideal Profile :
Proven exposure as a Solution Architect or Consultant in the BFSI / fintech sector, preferably in India, with expertise in digital lending or similar business models.Strong track record of architecting API-first, AI-enabled technology platforms that deliver real business advantage.Deep familiarity with AI / ML workflows (NLP, risk models, fraud detection, customer intelligence) and their production deployment in a regulated fintech environment.(ref : hirist.tech)