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Branch Relationship Manager (Kanyakumari)

Branch Relationship Manager (Kanyakumari)

ConfidentialNagercoil
30+ days ago
Job description

Position Overview :  The Branch Relationship Manager (BRM) at Kanyakumari is responsible for building and maintaining strong relationships with customers within a designated branch. This role involves managing the day-to-day activities of the branch's client portfolio, ensuring excellent customer service, achieving sales targets, and promoting the banks products and services. The BRM plays a key role in enhancing customer satisfaction, increasing business opportunities, and contributing to the overall growth and profitability of the branch.

Key Responsibilities :

Customer Relationship Management :

  • Develop and maintain strong relationships with existing and potential clients.
  • Understand clients' financial needs and provide tailored banking solutions.
  • Address and resolve customer concerns and complaints promptly and professionally.
  • Regularly follow up with clients to ensure satisfaction and retention.
  • Conduct needs assessments to recommend products or services that align with clients' financial goals.

Sales and Business Development :

  • Meet or exceed branch sales targets for products such as savings accounts, loans, insurance, credit cards, and investment products.
  • Promote cross-selling and upselling opportunities to increase revenue.
  • Identify new business opportunities by networking within the community and leveraging existing client relationships.
  • Work closely with the branch manager to develop and execute sales strategies.
  • Branch Operations :

  • Ensure smooth day-to-day operations of the branch, including maintaining customer service standards.
  • Support branch staff in meeting operational goals, ensuring compliance with all internal and regulatory policies and procedures.
  • Assist in overseeing cash management, ensuring proper handling of financial transactions, and preventing fraud.
  • Product Knowledge and Advisory :

  • Stay updated on new products, services, and banking regulations.
  • Educate clients on banking products and services, providing expert advice on how to best manage their finances.
  • Conduct financial reviews and assessments for clients to suggest appropriate banking products.
  • Qualifications :

  • Education :  A bachelor's degree in business, finance, economics, or a related field is typically required. Advanced certifications or training in banking or financial services can be an advantage.
  • Experience :  Minimum of 1 to 4 years in a customer-facing role within banking or financial services, with at least 2 years in a managerial or supervisory position.
  • Skills and Competencies :
  • Strong interpersonal and communication skills.
  • Excellent sales and negotiation skills.
  • Knowledge of financial products, services, and banking regulations.
  • Ability to analyze financial data and offer suitable solutions.
  • Strong leadership and team management abilities.
  • High level of customer service and problem-solving skills.
  • Attention to detail, organizational skills, and ability to multitask.
  • Technology Skills :  Proficiency in banking software, Microsoft Office, and CRM systems.
  • Working Conditions :

  • Full-time position, typically during regular business hours, with occasional weekends or extended hours based on branch needs.
  • May require occasional travel to meet clients or attend training sessions.
  • Performance Metrics :

  • Achievement of sales targets and key performance indicators.
  • Customer satisfaction and retention rates.
  • Compliance with internal policies and regulatory standards.
  • Contribution to branch profitability and overall team success.
  • Skills Required

    Sales, Banking Operations, Branch Operations, Brm

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