Key Responsibilities :
Loan Book & Portfolio Management
- End-to-end oversight of the loan book across direct sourcing, co-lending, and BC partnerships.
- Build dashboards to track performance metrics (NPA %, PAR, collection efficiency).
- Reconcile loans across bank statements, LMS, and accounting systems.
FLDG & Partnership Management
Lead financial evaluations and monitor fintech partners with FLDG arrangements.Track FLDG coverage, defaults, and recoveries.Manage co-lending and BC partnerships, ensuring financial diligence, cash flow alignment, and MIS integration.Evaluation & Due Diligence
Conduct financial and risk analysis of potential NBFC / fintech partners.Review promoter background, financial health, audits, and compliance.Prepare partnership recommendation reports.Financial Reporting & Compliance
Prepare timely financial statements in line with SEBI and RBI norms.Oversee statutory and internal audits, and manage RBI inspections.Handle tax planning, GST compliance, and regulatory filings.Automation & Process Optimization
Collaborate with product teams to automate reconciliation, reporting, and finance processes.Integrate dashboards into LMS for real-time visibility.Identify automation opportunities in reporting and monitoring.Strategic Financial Planning
Prepare MIS reports, forecasts, and portfolio analyses for decision-making.Partner with leadership to improve margins, reduce defaults, and optimize lending.Evaluate ROI and financial performance of lending products and partnerships.Key Skills & Experience :
Chartered Accountant (CA) with 5+ years’ experience, ideally in digital lending or fintech-NBFC models.Expertise in unsecured loans and FLDG-based co-lending / BC partnerships.Strong knowledge of NBFC operations, RBI compliance, and listed company reporting.Hands-on in loan reconciliation, portfolio tracking, and dashboard management.Proven experience in due diligence of NBFCs / fintechs.Automation-focused mindset with product / tech collaboration experience.Strong analytical and financial modeling skills (NPA %, PAR, yield, etc.).Proficient in Tally, Advanced Excel, and ERP / LMS tools.