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Credit Audit

Credit Audit

ConfidentialMumbai, India
22 days ago
Job description

LONG SHOT - Find Nearby Freelancers

Upcoming Assignment – Mumbai, Maharashtra, India

Assignment Details :

  • Assignment ID : AS121916
  • Nature of Assignment : Credit Audit
  • Qualification Required : CA Qualified
  • Experience : 1–2 Years
  • No. of Resources Required : 3
  • Start Date : 15 October 2025
  • End Date : 18 April 2026
  • Duration of Assignment : 6 Months
  • Client Name / Industry : Banking Industry
  • Budget Range per month : ₹60,000 – ₹1,00,000
  • Laptop Required : No
  • City : Mumbai
  • State : Maharashtra
  • Full Audit Place Address : Malad, Mumbai, Maharashtra, India
  • View Map : Full Audit Place Address (For Reference)

About the Role :

Looking for Chartered Accountants with 1–2 years of experience to join as Credit Auditors for a leading client in the Banking Industry . The role involves evaluating the credit portfolio, monitoring risks, and ensuring regulatory and internal compliance in lending practices.

Key Responsibilities :

1. Credit Review & Analysis

  • Conduct independent reviews of loan proposals and borrower creditworthiness.
  • Assess repayment capacity, collateral adequacy, and overall financial risk.
  • Evaluate credit sanction notes for compliance with policies and RBI guidelines.
  • 2. Monitoring & Compliance

  • Verify adherence to internal credit policies, sanction conditions, and regulatory frameworks.
  • Identify early warning signals in loan accounts and suggest corrective measures.
  • Ensure compliance with RBI Prudential norms and internal risk frameworks.
  • 3. Reporting & Documentation

  • Prepare detailed audit reports highlighting findings, risks, and recommendations.
  • Maintain proper documentation of all audit work as per professional standards.
  • 4. Client & Team Interaction

  • Interact with bank officials, borrowers, and credit officers for clarifications.
  • Work with audit teams to ensure timely completion of credit audits.
  • Candidate Profile :

  • Qualification : Chartered Accountant (CA).
  • Experience : 1–2 years in Credit Audit / Banking Audit / Risk Management.
  • Technical Expertise : Knowledge of RBI guidelines, banking laws, credit assessment processes.
  • Analytical Skills : Ability to interpret financial statements and assess borrower profiles.
  • Communication : Strong verbal and written communication for audit reporting.
  • Attention to Detail : Precision in identifying compliance gaps and financial irregularities.
  • Industry Knowledge : Experience / exposure to banking and NBFC sector preferred.
  • General Terms :

  • Long Shot is a freelancing platform for finance professionals. Assignment is posted on behalf of clients.
  • Full details will be shared post confirmation.
  • Only local candidates can apply.
  • Actual dates / duration may vary.
  • Payment will be made by Long Shot only (monthly basis, released on the 15th).
  • Do not disclose or discuss fee with the client.
  • Inform Long Shot about additional mandays / travel reimbursements before assignment completion.
  • Backing out after confirmation will lead to a 6-month block on Long Shot app.
  • Withdrawal before assignment completion may result in withholding of pending fees .
  • Mode of Application :

  • Assignment ID : AS121916
  • Apply via Long Shot Assignments App (Android / iOS)
  • WhatsApp 'Hi' to +91 90822 49724 for assistance
  • Apply via WhatsApp Bot : https : / / wa.me / 919082249724text=AS121916
  • Share Assignment ID 'AS121916' on WhatsApp : +91 90822 49724
  • About Long Shot :

    Long Shot is India's premier freelancing platform connecting businesses with finance professionals for freelance and full-time roles. With a growing network of 20,000+ professionals across 1000+ cities in 29 states & UTs , Long Shot ensures access to verified experts in audit, tax, and finance.

    Download the Long Shot App now :

  • Play Store : Click Here
  • App Store (iOS) : Click Here
  • Skills Required

    Banking laws, Knowledge of RBI guidelines, Credit Audit, Credit assessment processes

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