Chief Risk Specialist

Job Title

Financial Risk Analyst

Description

The company is seeking a skilled Financial Risk Analyst to join their team. This is a detail-oriented role that requires strong analytical and problem-solving skills.

• This position involves identifying, analyzing, and managing potential financial risks to the organization.
• You will be responsible for conducting financial analysis, stress tests, and scenario modeling to evaluate the impact of various risk factors on the organization's financial position.
• Using quantitative and qualitative risk assessment techniques, you will provide actionable insights to senior management and business stakeholders.
• You will build and maintain financial models to forecast potential risks under different economic conditions and market scenarios.
• Your duties will include performing sensitivity analysis on financial metrics such as interest rates, exchange rates, commodity prices, and credit spreads.
• You will provide forecasts on potential risk impacts and recommend risk-mitigating actions (e.g., hedging, diversification).
• You are expected to prepare regular risk reports, including risk dashboards and performance metrics, to update stakeholders on the organization's exposure to financial risks.
• You will document risk management processes, methodologies, and strategies, ensuring that all analyses are clearly communicated and comply with regulatory requirements.
• You must present risk findings to senior management, risk committees, and relevant stakeholders.
• You will evaluate the creditworthiness of potential clients, vendors, and business partners, using financial analysis and credit scoring models.
• You are responsible for monitoring and reviewing outstanding loans, investments, and credit portfolios to ensure they align with risk tolerance limits and business objectives.
• You will develop and implement strategies to minimize credit risk exposure, including setting up appropriate credit limits and payment terms.
• You must monitor financial markets and economic indicators to identify trends and potential risks affecting the company's assets and liabilities.
• You will analyze the company's liquidity position, ensuring adequate cash flow and working capital are available to meet short-term obligations.
• You are expected to advise management on strategies to manage market risks, including the use of hedging instruments, diversifying investments, or altering portfolio allocations.
• You must ensure compliance with financial risk management regulations, including those related to Basel III, Dodd-Frank, MiFID II, and other relevant local and international standards.
• You will assist in audits and regulatory reviews of financial risk management practices and controls.
• You are required to stay current on changes in financial regulations and adjust risk management policies and procedures accordingly.
• You will work closely with other departments, such as accounting, treasury, and operations, to develop and implement effective risk management strategies.
• You are expected to provide strategic recommendations for mitigating risk while supporting the company's financial goals.
• You will collaborate with external stakeholders, such as auditors, consultants, and regulators, to improve risk management practices.

Requirements

Experience in financial risk management, data analysis, and financial modeling is required.

Proficiency in Microsoft Office, Excel, and database software is necessary.

Knowledge of financial regulations, such as Basel III and Dodd-Frank, is desired.

Excellent communication and presentation skills are essential.