Product Test Engineer

Job Summary :

We are looking for a detail-oriented SIT Product Tester with 3–6 years of experience in corporate loan products within the Indian banking or fintech ecosystem. The ideal candidate will have a solid functional understanding of loan workflows and hands-on expertise in System Integration Testing (SIT) with skills in API validation . You will be responsible for ensuring that the product functions as intended across integrated systems, with accurate data flow, compliance with lending norms, and smooth interactions between modules and third-party services.

Key Responsibilities :

• Perform System Integration Testing (SIT) for corporate loan modules, validating interactions across systems like LOS (Loan Origination System), LMS (Loan Management System), CBS (Core Banking System), and external APIs (credit bureau, KYC, etc.).
• Review business and functional requirements (BRDs / FRDs) to develop comprehensive SIT test cases and test scenarios covering end-to-end business flows.
• Conduct thorough functional testing of loan workflows including origination, underwriting, sanction, disbursement, repayment, and closure.
• Execute API testing using tools such as Postman , validating request / response, headers, status codes, data integrity, and error handling.
• Validate data consistency and correctness across upstream and downstream systems , including UI and touchbase middleware, and backend / database layers.
• Identify integration issues, raise detailed defect reports with clear reproduction steps, and work closely with development teams to resolve them.
• Participate in interface validation with third-party systems such as credit bureaus (CIBIL, Experian), CKYC, GSTN, and PAN services etc.
• Ensure compliance with RBI guidelines and internal credit policy rules in all tested functionalities.
• Document and maintain test artifacts such as test cases, results, defect logs, and traceability matrices.
• Support test data preparation , including configuration of corporate loan products and account scenarios.
• Collaborate with business analysts, product managers, and developers to clarify requirements and align on expected outcomes.
• Participate in daily stand-ups, defect triage meetings , and provide SIT status updates proactively.