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Credit Manager

Credit Manager

Guardians Human Resources (OPC) Pvt Ltdbaddi, himachal pradesh, in
11 hours ago
Job description

Job Description :

We are seeking a Credit Manager for our client, a leading Investment Banking Advisory firm , based at BKC, Mumbai . The role requires a highly analytical and detail-oriented professional to support debt / credit / fund capital raising and structured finance transactions , with hands-on exposure to credit assessment, financial analysis, and transaction execution .

Reports To : Vice President / Managing Director

Experience : Minimum 3 years in Wholesale Banking or Credit Rating Agency

Key Responsibilities :

Transaction Execution & Credit Analysis

  • Conduct detailed financial analysis, ratio assessment, and cash flow evaluation.
  • Recommend suitable banking products and structured finance solutions.
  • Assist in due diligence, data room setup, and lender communication during deals.

Client & Lender Interaction

  • Liaise with client CFOs, promoters, and treasury teams for documentation.
  • Coordinate with banks, NBFCs, funds, and rating agencies for credit evaluation.
  • Maintain smooth communication between clients and lenders to ensure closure of transactions.

    • Documentation & Compliance

  • Prepare financial analysis notes, pitch materials, and credit documents.
  • Ensure compliance and accuracy in all shared data.
  • Maintain MIS trackers and transaction documentation.

    • Collaboration with Internal Teams

  • Support Relationship Managers and VPs in financial modeling and structuring.
  • Contribute analytical inputs for client presentations and investor discussions.

    • Qualifications & Skills

    Must-Have :

  • Minimum 3 years’ experience in Wholesale Banking or Credit Rating Agency.
  • Proficiency in financial statement analysis, ratio analysis, and credit assessment.
  • Knowledge of banking products, credit processes, and debt instruments.
  • Strong communication, analytical, and stakeholder management skills.

    • Preferred :

  • MBA (Finance), CA, or CFA (Level II / III) qualification.
  • Prior experience in mid-market corporate lending or project finance.
  • Exposure to structured finance transactions.

    • Performance Metrics (KPIs) :

  • Timeliness and accuracy of transaction execution.
  • Quality of credit and financial analysis.
  • Client and lender satisfaction levels.
  • Number of transactions successfully closed.
  • Efficiency in handling lender queries and documentation turnaround.

    • Salary Range :

    Competitive, based on experience.

    Work Schedule :

    Monday to Saturday (Day shift).

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    Credit Manager • baddi, himachal pradesh, in

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