Credit Analyst| AIF & PMS

JOB DESCRIPTION

Position title : Credit Analyst

Location : Mumbai

Purpose of the Job : Credit Underwriting

Key responsibilities :

Conduct comprehensive credit evaluation of new and existing clients in the high yield private credit space

Identify potential risks and provide recommendations to mitigate them.

End to end deal closure including finalization of the transaction structure, term sheet negotiation and legal documentation

Monitoring existing portfolio investments

Interacting with the company management on a periodic basis

Preparing internal / external notes / updates / presentation

Work closely with internal and external stakeholders to support business goals

Behavioral Competencies :

Ability to assume responsibility for end-to-end transaction turnaround

Managing the tight timelines without diluting the rigour of analysis

Role Specific Competencies :

Strong experience in evaluating various businesses, managements and transaction structures

Detailed oriented in approach to business and financial evaluation

Keen interest in constant learning of various business model, industry dynamics and transaction structures

Ability to handle complex transaction structure.

Ability to turnaround transactions under tight timelines without compromising on rigor

Ability to bring new perspectives / knowledge base in discussions

Formal Qualifications / Prior Work Exp :

Strong experience in structured / high yield transactions including both opco / hold co structures

Minimum experience of 1-2 years in the relevant domain (including NBFCs / Credit AIFs)

Qualifications in finance domain including CA / CFA / PGDM (Finance) is added advantage