Credit Manager

Key Responsibilities :

• 360° Credit Assessment : Drive the 360-degree assessment of the customers through the Credit Managers in the defined micro-markets to holistically capture the customer's banking needs over and beyond credit requirements.
• Service Delivery : Ensure best-in-class customer experience in all the engagements of Credit Managers. Constantly mentor and guide the Credit Managers on the service delivery.
• Process Compliance : Make sure the underwriting process is within established guardrails. Keep monitoring loan utilisation, repayment capacity, loan covenants, and compliance. Approve credit appraisal notes within your financial limit in line with the Bank's framework.
• Portfolio Management : Management of the assigned portfolio through improved disbursement with a key focus on quality.
• Collaboration : Work closely with relationship teams, legal teams, technical valuation teams, field investigation and risk teams, and other internal teams.
• Ground Sensing : Regularly track market factors, indices, policies, and regulations. Identify their impact on the credit portfolio.

Key Qualifications & Skills :

Skills Required

Credit Management, Financial Analysis, regulation