Credit Relationship Officer

CreditMantri Finserve Pvt LtdChennai, TN, IN

3 days ago

Job type

Quick Apply

Job description

Client Relationship Management : Develop and maintain strong relationships with a portfolio of clients, acting as their primary contact for credit-related needs.

Credit Analysis and Risk Assessment : Review and analyze credit applications, evaluate financial data, and assess the creditworthiness and risk associated with each client.

Sales and Business Development : Identify and pursue new business opportunities, meet sales targets, and cross-sell banking products and services to existing clients.

Loan Application Processing : Gather necessary documentation, prepare credit applications and records, and present them to the credit committee.

Loan Monitoring and Compliance : Monitor existing loans, ensure compliance with bank policies and regulations, and manage loan renewals.

Problem-Solving : Address client inquiries and resolve issues promptly.

Internal Coordination : Liaise with internal teams, such as loan officers and collections departments, to ensure smooth operations.

Requirements

Key skills and qualifications

Financial Acumen : Strong analytical skills to assess financial data, understand credit risk, and calculate financial ratios.
Client-Facing Skills : Excellent communication, negotiation, and interpersonal skills to build and maintain client relationships.
Organizational Skills : Ability to manage multiple client accounts and tasks efficiently, with strong attention to detail.
Technical Proficiency : Proficiency in Microsoft Office Suite and Customer Relationship Management (CRM) software.
Education : Typically requires a bachelor's degree in a related field such as Finance, Banking, or Business Administration.

Create a job alert for this search

Relationship Officer • Chennai, TN, IN