Test Lead (Credit Card)

Job Description – Test Lead (Credit Card Domain)

Location : Mumbai

Experience : 9+ Years

Role Type :

Full-time | QA / Test Lead

About the Role

We are looking for an experienced

Test Lead with strong expertise in the Credit Card domain

to lead end-to-end testing activities, ensure delivery quality, and collaborate closely with business, development, and operations teams. The ideal candidate should have deep functional knowledge of credit card processes and hands-on experience in complex banking / financial applications.

Key Responsibilities

Lead and manage the overall testing lifecycle (SIT, UAT, Regression, E2E).

Prepare test strategies, test plans, test scenarios, and test data.

Review test cases and ensure 100% coverage of business and technical requirements.

Coordinate with Business Analysts, Developers, and Product Owners for requirement clarification.

Conduct defect triage meetings and track defect closure.

Ensure timely delivery of test cycles with high quality.

Mentor and guide junior testers in the team.

Provide status reports to stakeholders and drive process improvements.

Required Skills & Expertise

Strong experience in

Credit Card domain

including :

Card Issuing & Acquiring

Card Lifecycle Management (activation, blocking, reissue, upgrades)

Billing & Statement Generation

Interest, Fees, and Charge calculations

Disputes & Chargebacks

Rewards / Loyalty

Card Transactions (POS, ATM, E-commerce)

Authorization, Clearing & Settlement

Hands-on experience in

Functional, Integration, Regression, E2E testing .

Knowledge of

API Testing , backend validation, and batch job verification.

Experience in

mainframe or UNIX-based systems

(added advantage).

Strong understanding of banking workflows and compliance (KYC, AML, fraud rules).

Good to Have

Experience with card platforms (VisionPLUS, Prime, TSYS, FIS, etc.).

Understanding of ISO 8583, EMV standards, Switching systems.

Basic SQL for data validation.

Exposure to Agile / Scrum delivery.