Hiring For Credit Analyst - Wholesale Banking with prominent Bank

Roles and Responsibilities JOB SUMMARY

Responsible for diligent credit underwriting of proposals of NBFCs / FIGs as per bank

policy, maintaining quality portfolio by efficient processing of all credit proposals & post

disbursement credit control. Ensuring timelines in credit appraisal as per policy of the

Bank. Close and effective coordination with other departments.

KEY RESPONSIBILITIES

Conducting CIBIL and other checks and internal dedupe as per process.

Analyzing proposals received from business / sales team and raising and resolving

queries as appropriate.

Conducting pre-appraisal senior management meetings and branch visit

Preparation of credit appraisal memo for term loans to NBFCs / FIGs covering

various key aspects of Management, Financial, Operational, Portfolio reviews and

PAR, Cashflows analysis, Dedupe, etc. within acceptable TAT delivery.

Recommend appropriate loan amount and present the loan proposal to the credit

committee.

Preparation of draft sanction letter covering all key conditions stipulated.

Conduct loan utilization checks and monitoring visits at periodic frequency

Follow-up with delinquent clients including assessing ongoing early warning signals

of existing clients.

Any other work assigned from time to time.