We are seeking a highly analytical and experienced FCU Manager . In this role, you will be responsible for critical functions related to ALM (Asset Liability Management) , Risk Management , and adherence to RBI Regulations . This includes preparing ALCO presentations, managing capital adequacy, monitoring market risk, and overseeing compliance and reporting for various financial instruments. You will also be key in investor presentations, direct assignment pool monitoring, and managing relationships with rating agencies and auditors.
Roles and Responsibilities :
ALM, Risk Management, RBI Regulations :
- Prepare comprehensive ALCO (Asset Liability Committee) presentations with all necessary action items and manage all related research work.
- Manage various levers of Capital Adequacy for efficient capital utilization, ensuring regulatory compliance and optimal balance sheet structure.
- Create, track, and monitor market risk benchmarks for investments , providing insights and ensuring adherence to risk limits.
- Ensure the implementation of all treasury-related processes and Treasury policies in line with RBI regulations .
- Finalize monthly, quarterly, and yearly Cost of Borrowing and other associated costs.
Investor Presentation :
Prepare and finalize Investor presentations and decks , ensuring they are professional and informative.Continuously update the Information Memorandum, policies, and other standardized documents for external stakeholders.Direct Assignment :
Conduct deal-wise Pool Monitoring for direct assignment transactions.Perform deal-wise reconciliation and prepare accurate remittance reports .Ensure timely monthly pay-out for respective Assignment and Co-lending transactions.Managing Rating Agencies and Audits pertaining to Treasury (RBI, Receivables, Internal, Statutory) :
Effectively handle queries and requirements from auditors (internal, statutory, bank auditors) and the RBI in matters relating to Treasury.Manage interactions with rating agencies , addressing all their queries and providing necessary documentation.All responsibilities should be performed as per the Company Values and guidelines mentioned in the Company policies, as applicable and within the parameters of Company Code of Conduct.Skills Competencies :
Strong Understanding of NBFC (Non-Banking Financial Company) operations.Good in understanding financial ratios and analysis .Good understanding of RBI regulations for NBFCs / HFCs (Housing Finance Companies) .Excellent Communication Skills and Presentation Skills .Sound understanding of Accounting and Financial Mathematics .Proficiency in MS Office (Excel, PowerPoint, Word).QUALIFICATION :
Preferably MBA / CA / CFA .Skills Required
Risk Management, investor presentations, Communication Skills, Presentation Skills, Ms Office