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Financial Analyst

Financial Analyst

Ujjivan Small Finance BankBangalore Urban, Karnataka, India
18 days ago
Job description

JOB TITLE

Financial Analyst

GRADE

SM

DEPARTMENT

F & A

LOCATION

HO

SUB-DEPARTMENT

TYPE OF POSITION

Full-time

REPORTS TO

National Manager – Financial Planning

  • ROLE PURPOSE & OBJECTIVE
  • Responsible to prepare the long term business plans, business strategy, yearly business budget & forecasts in collaboration with the Business teams.
  • KEY DUTIES & RESPONSIBILITIES OF THE ROLE

Business / Financials

  • Industry Analysis and Competitor Study : Conducting a competitor study and industry analysis in partnership with sales and marketing team to gather relevant information for business strategy and plan formulation. Tracking the competitor closely and proposing key take away for Ujjivan.
  • Business Planning and Budgeting : Preparing the long term business plans, business strategy, yearly business budget & forecasts in collaboration with the Business teams.
  • Tracking of Business & Revenues : Publishing and analyzing relevant dashboards highlighting the performance of the business against the target / budget. Analyzing the performance of the different business units and highlighting the performers and non-performers. Assist business leaders in developing an action plan for the non-performers. Track revenues.

    • Customer

  • Attend and assist to any related queries for customers
  • Must have fair understanding of Taxation laws & should assist in interpretation of law to drive projects that has an impact on the Bank / it’s businesses
  • Must be able to guide Operations, IT, Business teams for any needful actions to be undertaken pursuant to any new requirements / changes in existing requirements per laws

    • Internal Process

  • Process Improvement : Understanding the current processes followed by the bank and suggest improvement to develop efficiency. Also developing and reviewing new business processes as per the strategic goals of Ujjivan.
  • Cost Management and Cost Control : Tracking the costs of various verticals against budget and performing the variance analysis. Also suggesting alternatives to optimize the costs incurred to improve profitability.

    • Learning & Innovation

  • To keep oneself up to date on relevant laws
  • To complete all online learning modules on time
  • To complete the self-assessment on time
  • MINIMUM REQUIREMENTS OF KNOWLEDGE & SKILLS

    • Educational

    Qualifications

  • MBA(Finance) / CA / CFA

    • Experience

  • Minimum 1 year experience in financial analysis or planning & budgeting in a Bank / Financial Institution / advisory firm

    • Certifications

  • NA

    • Functional Skills

  • Strong accounting & tax background
  • Fair Understanding of Taxation laws (Income Tax & GST)
  • Expert in handling voluminous data & hands on experience with MS Office

    • Competencies Required

  • Planning & Organizing
  • Driving Execution
  • Collaboration
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    Financial Analyst • Bangalore Urban, Karnataka, India