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Axis Bank
WBCG: MEG - Relationship ManagerAxis Bank • Ernakulam, Cochin / Kochi / Ernakulam, India
WBCG: MEG - Relationship Manager

WBCG: MEG - Relationship Manager

Axis Bank • Ernakulam, Cochin / Kochi / Ernakulam, India
4 days ago
Job description

About Wholesale Banking Coverage Group (WBCG)

The Wholesale Banking Coverage Group (WBCG) focusses on doing business with customers such as the Government, Strategic, large and mid-corporates and the SMEs across industries like Infrastructure, Engineering, Chemicals, Oil amp Gas, Metals, textiles etc. The Corporate lending business emphasizes on doing business with higher rated corporates with a focus on garnering a higher share of the cash flows by providing working capital facilities

About the Role:

The Relationship Manager is responsible for the achievement of the budgeted targets by sourcing NTB business through channels/self-sourcing and customer relationship management. The Job holder also coordinates post sanction formalities such as, disbursement, cross-sell, compliance of statutory and internal audit issues and provides industry/segment specific feedback to Geography and Central Office team

Key Responsibilities:

  • Generate leads by identifying potential industrial areas/trading units and prepare strategies to increase the Bank's penetration in those areas
  • Manage the internal (Branches/ other business verticals) and external (empanelled outsourced agencies) lead generating channels to generate the expected business
  • Enable the sanctioning process by ensuring conduct and scrutiny of pre-disbursement activities
  • Liaison with Corporate Banking Operations team and Centralized Processing Unit to enable smooth completion of post sanction formalities, account opening and disbursement
  • Meet customer service requirements through regular interactions with the customers to understand business condition, enhancement opportunity, etc.
  • Monitor transactions in the customer accounts to ensure that the cash flow movement and end use of fund are in compliance with the sanction stipulations
  • Assist the Credit Manager in unit inspections and ensure timely insurance renewal, DP updated, stock renewal statement scrutiny and gathering of relevant market information
  • Ensure maintenance of quality and health of portfolio and minimize Days Past Due through regular interactions with the customer
  • Initiate recovery of stressed accounts through tele-calling/ field visits
  • Ensure compliance to the stipulated guidelines/ norms and ensure closure to the audit processes

Qualifications:

Optimal qualification for success on the job is:

  • Graduation/ Post-Graduation from a recognized institute

Role Proficiencies:

For successful execution of the job, the candidate should possess the following:

  • Knowledge of banking products and services
  • Ability to manage complex client situations
  • Good communication (both verbal and written) skill in both English and the local language
  • Ability to handle pressure and meet deadlines
  • Good networking and relationship building skills

Skills: Excel


Skills Required
Refer to the Job Description
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WBCG: MEG - Relationship Manager • Ernakulam, Cochin / Kochi / Ernakulam, India

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