Job Responsibilities: Functional Requirements: Responsible for assessing customers sourced by the Sales team in line with the credit policy, and determining deviations and exceptions. Handling credit underwriting of working capital / channel finance / term loans cases in the mapped region including visiting the customers. Ongoing monitoring of accounts, deferral tracking including tracking developments in the industry and the account to identify stress and work with the business teams / credit managers in devising appropriate mitigation strategies wherever needed. Functionally manage the branch credit team for prompt and quality credit processing, adhering to the credit policy and defined processes & providing necessary approvals in line with the credit policy. Team Management: Mentor and guide the credit manager for attainment of set targets, discipline, process compliance and adherence to company's rules and regulations. Policy & Product Development: Identify areas of improvement in the existing process of Credit underwriting, Risk management & Operations & its implementation. Reviewing the Credit policies of other competitors to keep the Credit policy of the organization as per market standard, collecting the feedback on competitors’ policies & portfolio. Formulation of Credit policy within regulatory parameters & risk appetite of the organization. Ensure implementation & adherence of Credit policy through training of Sales, Credit & Operations team. Taking constant feedback from the team to clear any bottlenecks, solving issues & ensuring least attrition in the location. Portfolio Management: Reviewing the portfolio monthly including analysis on the delinquent cases and suggest changes in current Credit policy. Managing the changes in Credit policy as per market requirement to maintain healthy portfolio quality. CA, CFA or MBA from Tier ½ institute. Prior work experience of upto 10 years in Credit Underwriting preferable in SME and Wholesale Credit.
AVP/DVP - Wholesale Underwritng • Sūrat, IN
We’re Hiring: Inside Sales Executive – HRMS (Darwinbox).If you are passionate about selling innovative HR technology solutions and enjoy engaging with HR leaders and decision-makers, this opportuni... Show more
Local converter channels, owners, integrators customer development, key industries important customer relationship maintenance and public relations;.Local customer visits, technical exchanges, and ... Show more
NIIT is a leading Skills and Talent Development Corporation that is building a manpower pool for global industry requirements.The company, which was set up in 1981 to help the nascent IT industry o... Show more
ZYPEEK Group is one high-performance polymers manufacturer headquartered in China.We are committed to providing innovative and sustainable PEEK material solutions for consumer electronics, automoti... Show more
IT, security & Procurement teams manage, govern & renew their SaaS apps from one single platform.RingCentral, Shiji, Recroom make SaaS management & governance a breeze & save 10-30% on their softwa... Show more
Position: Admission / Exam Counsellor.Experience: 1-4 years of sales experience.Industry preference (sales): Edtech, Beauty & Wellness, Banking, Insurance or related B2C.Timing & shift: 10 am to 8 ... Show more
Job Profile:<br /> Business Development – Payment Solutions, BBPS & eSign Services</strong><br /> <br /> <strong>Key Responsibilities:</strong></p&g... Show more
The Profit Pixel is a performance marketing agency led by Nishant Agrawal, a founder with 12+ years of experience in paid acquisition.We help D2C and other growth-focused businesses improve adverti... Show more
Company Overview 1）We are a fast-growing molecular diagnostics company headquartered in Shanghai, with established international business presence across the US, Japan and Singapore.Currently, we a... Show more
Senior Sales Development Representative | Netcore Unbxd.Australia and New Zealand (Remote) | Sales Team | Full-time.Are you creative to adapt to the changing landscape of modern selling?.Is outboun... Show more
