Credit Manager

Job description

Credit Manager

Location : Kolhapur

Role & Responsibility :

Credit Appraisal of Loan applications within defined guidelines and accordingly take decisions or

recommendations for approval to higher authorities.

Underwriting cases with the desired level of quality and enabling achievement of Branch Business

targets by proper training.

To evaluate proposals of customers for Home Loan and LAP.

Use performance history along with liquidity, debt / asset management, and profitability ratios to assess

creditworthiness in the evaluation

Interact with Customers & understand the business and regularly monitor delinquencies / infants.

Decision-making within defined TAT

Understanding of property-related knowledge (like legal title and market value of the property).

Coordinating with sales, operations, legal, technical and customer service

Qualifications :

Bachelor's degree in Business Administration, Marketing, or a related field.

Minimum of 4 years of progressive experience in sales management, specifically in home loans or

mortgage related roles.

Proven track record of success in leading and motivating sales teams to achieve and exceed targets.

In-depth knowledge of the rural housing market, including market trends, regulations, and customer

preferences.

Excellent communication, negotiation, and interpersonal skills.

Strong analytical and problem-solving abilities.

Ability to work independently and remotely, managing multiple priorities effectively.