Hiring: Mortgage Live Underwriter

Job Description Hiring: Mortgage Live Underwriter (L2 – Non-QM) | Mumbai /n Salary: Up to ₹9.5 LPA + ₹50,000 Joining Bonus /n If you have hands-on experience in Live Mortgage Underwriting with Non-QM loans, this is a great opportunity to join a leading organization with competitive pay, fixed weekends off, and excellent benefits. /n Position: Mortgage Live Underwriter (L2 – Non-QM) /n Location: Mumbai /n Work Mode: Work From Office /n Experience Required /n /n 2 to 4 years of Live Mortgage Underwriting experience /n Mandatory experience in Non-QM Underwriting /n /n Key Responsibilities /n /n Perform credit risk assessment using the 4Cs of Credit /n Calculate income for Salaried and Self-Employed borrowers /n Underwrite Bank Statement and Full Documentation loans /n Evaluate loan eligibility and structure mortgage transactions /n Review appraisal reports, title documents, lien positions, and ownership documents /n Make underwriting decisions based on investor guidelines /n Work on Encompass LOS /n Coordinate with internal teams for timely loan processing /n /n Required Skills /n /n Non-QM Mortgage Underwriting (Mandatory) /n Credit Risk Assessment /n Income Calculation /n Bank Statement Underwriting /n Full Doc Underwriting /n DSCR knowledge (Preferred) /n Loan Structuring /n Encompass LOS /n Strong communication skills /n /n Qualification /n /n Higher Secondary (HSC) or Bachelor's Degree (Mandatory) /n /n Compensation & Benefits /n CTC: Up to ₹9.5 LPA /n Monthly In-hand Salary: ₹72,790 /n Monthly Performance Incentive: ₹2,750 /n Travel Allowance: /n /n ₹3,500 (Both Ways) /n ₹1,750 (One Way) /n Joining Bonus: ₹50,000 after successful completion of 3 months /n /n Shift Details /n /n US Shift /n Shift Window: 6:30 PM to 6:30 AM /n Rotational 9-hour shift /n Fixed Saturday & Sunday Off /n /n Additional Benefits /n /n 15 days of company-sponsored accommodation for candidates relocating to Mumbai /n /n Important Notes /n /n Candidates from Andhra Pradesh are not eligible /n SHL Assessment for outstation candidates will be conducted in Bangalore or Hyderabad /n /n Interested candidates, please share your updated resume along with: /n • Total Experience /n • Non-QM Underwriting Experience /n • Current CTC /n • Expected CTC /n • Notice Period /n • Current Location /n Email: